Systems and methods for second tap e-receipt option for NFC-enabled payment vehicles
AssigneeWorldpay, LLC
InventorChance Ulrich
Life of this patent
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Abstract
Systems and methods are disclosed for generating electronic receipts (e-receipts) at point-of-sale (POS) terminals associated with a merchant at a retail location. The systems and methods include a near field communication (NFC) reader and an NFC-enabled payment vehicle. A POS terminal processes a payment transaction after an initial interaction between the NFC reader and the NFC-enabled payment vehicle. An e-receipt is generated when a second interaction is detected between the NFC reader and the NFC-enabled payment vehicle.
Claims20
A computer-implemented method of managing electronic payment transactions at a merchant location, the method comprising:
- initiating, by a point-of-sale (POS) terminal associated with a merchant, a check-out procedure for a consumer to complete a payment transaction;
- prompting, by the POS terminal, the consumer to present a payment vehicle and interact with the POS terminal for completing the payment transaction;
- receiving, by the POS terminal, one or more indications that a near field communication (NFC)-enabled payment vehicle interacted with the POS terminal;
- receiving, by the POS terminal, customer data from the NFC-enabled payment vehicle;
- processing, by the POS terminal, the payment transaction with the received customer data;
- generating, by the POS terminal, an e-receipt comprising one or more customizable features;
- and
- transmitting, by the POS terminal, the e-receipt to the NFC-enabled payment vehicle for display on the NFC-enabled payment vehicle.
A system for managing electronic payment transactions at a merchant location, the system comprising:
- a data storage device storing instructions;
- and
- a processor configured to execute the instructions to perform operations comprising:
- initiating, by a point-of-sale (POS) terminal associated with a merchant, a check-out procedure for a consumer to complete a payment transaction;
- prompting, by the POS terminal, the consumer to present a payment vehicle and interact with the POS terminal for completing the payment transaction;
- receiving, by the POS terminal, one or more indications that a near field communication (NFC)-enabled payment vehicle interacted with the POS terminal;
- receiving, by the POS terminal, customer data from the NFC-enabled payment vehicle;
- processing, by the POS terminal, the payment transaction with the received customer data;
- generating, by the POS terminal, an e-receipt comprising one or more customizable features;
- and
- transmitting, by the POS terminal, the e-receipt to the NFC-enabled payment vehicle for display on the NFC-enabled payment vehicle.
A non-transitory computer readable medium storing computer-executable programming instructions which, when executed by at least one processor, cause the at least one processor to perform operations for managing electronic payment transactions at a merchant location, the operations comprising:
- Initiating, by a point-of-sale (POS) terminal associated with a merchant, a check-out procedure for a consumer to complete a payment transaction;
- prompting, by the POS terminal, the consumer to present a payment vehicle and interact with the POS terminal for completing the payment transaction;
- receiving, by the POS terminal, one or more indications that a near field communication (NFC)-enabled payment vehicle interacted with the POS terminal;
- receiving, by the POS terminal, customer data from the NFC-enabled payment vehicle;
- processing, by the POS terminal, the payment transaction with the received customer data;
- generating, by the POS terminal, an e-receipt comprising one or more customizable features;
- and
- transmitting, by the POS terminal, the e-receipt to the NFC-enabled payment vehicle for display on the NFC-enabled payment vehicle.
Dependencies are inferred from the claim text.