Systems and methods for utilizing electricity monitoring devices to mitigate or prevent structural damage
AssigneeState Farm Mutual Automobile Insurance Company
InventorsErin Ann Olander, Christopher N. Kawakita, Jeff Riblet
Life of this patent
Estimating the term…
Abstract
Methods and systems for identifying and correcting abnormal electrical activity about a structure are provided. An electricity monitoring device may monitor electrical activity including transmission of electricity via an electrical distribution board to devices about the structure. Electrical activity may be correlated with respective electrical devices to build an electrical profile indicative of the structure's electricity usage. Based on the electrical profile, abnormal electrical activity may be identified and corrective actions may be taken to mitigate or prevent structural damage.
Claims20
A computer-implemented method of verifying an electrical event about a structure, the method comprising:
- wirelessly receiving, by an electricity monitoring device positioned in vicinity of an electrical distribution board of the structure, home telematics data collected from at least one of a smart appliance or a sensor;
- monitoring, by the electricity monitoring device, electrical activity about the structure by wirelessly detecting an electricity flow to one or more electric devices that are coupled to the electrical distribution board;
- correlating, by one or more processors, the electrical activity with respective electric devices of the one or more electric devices based upon an electrical signature unique to each respective electric device;
- receiving, by the one or more processors, an indication of damage to the structure or to one or more devices of the one or more electric devices and an indication of a cause of the damage;
- determining whether the indicated damage occurred by analyzing, by the one or more processors, the correlated electrical activity and the home telematics data;
- and
- determining, by the one or more processors in response to determining that the indicated damage occurred, whether the indicated cause of the indicated damage is consistent with a cause of the indicated damage as determined via the one or more processors based at least upon the correlated electrical activity and the home telematics data.
A system configured to verify an electrical event about a structure, the system comprising:
- one or more processors;
- and
- one or more computer memories storing computer-executable instructions that, when executed by the one or more processors, cause the system to:
- wirelessly receive, by an electricity monitoring device positioned in vicinity of an electrical distribution board of the structure, home telematics data collected from at least one of a smart appliance and a sensor;
- monitor, by the electricity monitoring device, electrical activity about the structure by wirelessly detecting an electricity flow to one or more electric devices that are coupled to the electrical distribution board;
- correlate, by the one or more processors, the electrical activity with respective electric devices of the one or more electric devices, based upon an electrical signature unique to each respective electric device;
- receive, by the one or more processors, an indication of damage to the structure or to one or more electric devices of the one or more electric devices and an indication of a cause of the damage;
- determine whether the indicated damage occurred by analyzing, by the one or more processors, the correlated electrical activity and the home telematics data;
- and
- determine, by the one or more processors in response to determining that the indicated damage occurred, whether the indicated cause of the indicated damage is consistent with a cause of the indicated damage as determined via the one or more processors based at least upon the correlated electrical activity and the home telematics data.
A non-transitory computer-readable medium with an executable program stored thereon for verifying an electrical event about a structure, wherein the program instructs a processing element of a computing device to perform the following steps:
- wirelessly receiving, by an electricity monitoring device positioned in vicinity of an electrical distribution board of the structure, home telematics data collected from at least one of a smart appliance or a sensor;
- monitoring, by the electricity monitoring device, electrical activity about the structure by wirelessly detecting an electricity flow to one or more electric devices that are coupled to the electrical distribution board;
- correlating the electrical activity with respective electric devices of the one or more electric devices based upon an electrical signature unique to each respective electric device;
- receiving an indication of damage to the structure or to one or more devices of the one or more electric devices and an indication of a cause of the damage;
- determining whether the indicated damage occurred by analyzing the correlated electrical activity and the home telematics data;
- and
- determining, in response to determining that the indicated damage occurred, whether the indicated cause of the indicated damage is consistent with a cause of the indicated damage as determined based at least upon the correlated electrical activity and the home telematics data.
Dependencies are inferred from the claim text.