Voice-assistant activated virtual card replacement
AssigneeCapital One Services, LLC
InventorsAdam Vukich, Abdelkadar M'Hamed Benkreira, Vu Nguyen, Joshua Edwards, Jonatan Yucra Rodriguez, David Gabriele
Life of this patent
Estimating the term…
Abstract
A device may receive a command associated with identifying a merchant for a virtual card swap procedure wherein the virtual card swap procedure is to replace a credit card of a user with a virtual card corresponding to the credit card. The device may identify the merchant for the virtual card swap procedure based on the command. The device may obtain the virtual card for the user. The device may determine a virtual card swap procedure template for the merchant. The device may perform the virtual card swap procedure based on the virtual card swap procedure template.
Claims20
A method, comprising:
- receiving, by a device and based on a command, an indication to perform a virtual card swap procedure for a merchant transaction system,
- wherein the virtual card swap procedure is to replace a credit card of a user with a virtual card corresponding to the credit card;
- determining, by the device, user information for the user;
- accessing, by the device and using the user information, the merchant transaction system;
- and
- swapping, by the device, credit card information relating to the credit card with virtual card information relating to the virtual card in the merchant transaction system.
A device, comprising:
- one or more memories;
- and
- one or more processors, coupled to the one or more memories, configured to:
- receive, from an assistant device, an indication to perform a virtual card swap procedure for a merchant transaction system,
- wherein the virtual card swap procedure is to replace a credit card of a user with a virtual card corresponding to the credit card;
- determine user information for the user;
- access, using the user information, the merchant transaction system;
- and
- swap credit card information relating to the credit card with virtual card information relating to the virtual card in the merchant transaction system.
A non-transitory computer-readable medium storing a set of instructions, the set of instructions comprising:
- one or more instructions that, when executed by one or more processors of a device, cause the device to:
- receive, based on a command, an indication to perform a virtual card swap procedure for a merchant transaction system,
- wherein the virtual card swap procedure is to replace a credit card of a user with a virtual card corresponding to the credit card;
- determine user information for the user;
- access, using the user information, the merchant transaction system;
- swap credit card information relating to the credit card with virtual card information relating to the virtual card in the merchant transaction system.
Dependencies are inferred from the claim text.