Predictive claims platform for managing repairs
AssigneeAllstate Insurance Company
InventorsRichard K. Beckwith, Joel T. Dewall, Clint J. Marlow, John A. Riggio, Charles E. Sulkala, Robert L. Trinco
Life of this patent
Estimating the term…
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AssigneeAllstate Insurance Company
InventorsRichard K. Beckwith, Joel T. Dewall, Clint J. Marlow, John A. Riggio, Charles E. Sulkala, Robert L. Trinco
Estimating the term…
A system for a predictive claims computing platform may comprise a plurality of vehicles, a computing device associated with a repair facility, a network, and a server. The server may be configured to determine an insurance coverage type needed for repairing each vehicle in the plurality of vehicles, identify a location of the repair facility for repairing each vehicle, assign a standard amount to reimburse the repair facility for repairing each vehicle based on insurance coverage type and the location of the repair facility, transmit the standard amount to the computing device associated with the repair facility, receive from the computing device, a cost for actual repair of each vehicle after the actual repair for each vehicle has been completed, and adjust the standard amount to reimburse the repair facility for future repairs based on identifying a difference between the standard amount and the actual repair cost for each vehicle.
A system comprising:
A method performed by a computing system comprising a first computing device disposed within or proximate to a vehicle, a second computing device associated with a repair facility, a telematics device disposed within the vehicle and communicatively coupled to an on-board diagnostic system of the vehicle, the telematics device comprising a GPS receiver, a sensor communicatively coupled to the telematics device and the on-board diagnostic system, a network, and a server comprising hardware including one or more processors and memory, the server communicatively coupled to the first computing device, the second computing device and the telematics device via the sensor, the method comprising:
One or more non-transitory computer-readable media associated with a memory and a processor of a computing system comprising a first computing device disposed within or proximate to a vehicle, a second computing device associated with a repair facility, a telematics device disposed within the vehicle and communicatively coupled to an on-board diagnostic system of the vehicle, the telematics device comprising a GPS receiver, a sensor communicatively coupled to the telematics device and the on-board diagnostic system, a network, and a server comprising hardware including one or more processors and memory, the server communicatively coupled to the first computing device, the second computing device and the telematics device via the sensor, the one or more non-transitory computer-readable media comprising computer-executable instructions stored in the memory, the instructions, when executed by the processor, causing the computing system to perform operations comprising:
Dependencies are inferred from the claim text.