Methods and systems for dual-to-single message conversion in electronic transactions
AssigneeWorldpay, LLC
InventorGaneshwaran Jayachandran
Life of this patent
Estimating the term…
Abstract
Systems and methods are disclosed for electronic transaction messaging conversion. One method comprises receiving an authorization request message from a point of sale (POS) device, the authorization request message comprising transaction data associated with a transaction. Upon validating the authorization request message, a provisional authorization response message may be generated and sent to the POS device. Subsequently, a capture message may be received from the POS device, requesting clearing and settlement of the transaction. The capture message may be validated and translated to a composite message that is single-message system (SMS)-compatible. The composite message may then be sent downstream for further processing.
Claims20
A computer-implemented method for electronic transaction message conversion, comprising:
- receiving an authorization request message;
- validating the authorization request message;
- storing data associated with the authorization request message in a transaction database;
- sending a provisional authorization response message in response to the authorization request message;
- receiving a capture message in response to the provisional authorization response message;
- validating the capture message;
- translating the capture message to a composite message;
- and
- sending the composite message to a payment network.
A non-transitory computer readable medium for electronic transaction message conversion, the non-transitory computer readable medium storing instructions that, when executed by one or more processors, cause the one or more processors to perform:
- receiving an authorization request message;
- sending a provisional authorization response message in response to the authorization request message;
- receiving a capture message in response to the provisional authorization response message;
- translating the capture message to a composite message;
- and
- sending the composite message to a payment network.
A system for electronic transaction messaging conversion, the system comprising:
- one or more processors;
- and
- at least one non-transitory computer readable medium storing instructions that, when executed by the one or more processors, cause the one or more processors to perform:
- receiving an authorization request message;
- sending a provisional authorization response message to a point-of-sale (POS) device;
- receiving a capture message generated by the POS device in response to the provisional authorization response message;
- translating the capture message to a composite message;
- and
- sending the composite message to a payment network.
Dependencies are inferred from the claim text.