Systems and methods for automatically assessing fault in relation to motor vehicle collisions

A computer-implemented method comprising:

• receiving, from a computing device, unstructured text describing circumstances of a motor vehicle collision;
• identifying, by a natural language processing engine of a computer system and based on the unstructured text, an associated intent related to the circumstances of the motor vehicle collision to be mapped via an intent mapper of the computer system;
• mapping, via the intent mapper of the computer system, the intent identified by the natural language processing engine to an internal node of a decision tree corresponding to a set of prescribed fault-determination rules;
• successively prompting, via the computing device, and receiving from the computing device input responsive to the prompting and corresponding to details of the circumstances of the motor vehicle collision and identifying, based on the input received from the computing device responsive to the prompting, a path through the decision tree starting from the internal node and ending at a leaf node of the decision tree, the leaf node corresponding to a fault-determination rule governing motor vehicle collisions and matching the circumstances of the motor vehicle collision;
• and
• providing a recommendation as to a fault determination for the motor vehicle collision based on the fault-determination rule.

A non-transitory computer-readable storage medium storing instructions that, when executed by a processor of computer system, cause the computer system to:

• receive, from a computing device, unstructured text describing circumstances of a motor vehicle collision;
• identify, by a natural language processing engine of the computer system and based on the unstructured text, an associated intent related to the circumstances of the motor vehicle collision to be mapped via an intent mapper of the computer system;
• map, via the intent mapper of the computer system, the intent identified by the natural language processing engine to an internal node of a decision tree corresponding to a set of prescribed fault-determination rules;
• successively prompt, via the computing device, and receive from the computing device input responsive to the prompting and corresponding to details of the circumstances of the motor vehicle collision and identify, based on the input received from the computing device responsive to the prompting, a path through the decision tree starting from the internal node and ending at a leaf node of the decision tree, the leaf node corresponding to a fault-determination rule governing motor vehicle collisions and matching the circumstances of the motor vehicle collision;
• and
• provide a recommendation as to a fault determination for the motor vehicle collision based on the fault-determination rule.