System to text a payment link

A payment method comprising:

• receiving, at a token server from a restaurant computing system, a restaurant reservation for an order that includes a token identifier, menu items ordered, and a customer phone number;
• sending, from the token server to the restaurant computing system, a request for restaurant bill information linked to the token identifier;
• receiving, at the token server, the restaurant bill information, wherein the restaurant bill information comprises at least one restaurant menu item of the menu items ordered, at least one price for the at least one restaurant menu item, and total amount due;
• creating, at the token server, a series of unique webpages that show the at least one restaurant menu item, the at least one price for the at least one restaurant menu item, the total amount due, and a payment field;
• creating, at the token server, a unique URL, wherein the URL comprises the token identifier, and wherein the token identifier identifies the linked restaurant bill information;
• sending, from the token server, the unique URL to the customer mobile device using the customer phone number via a text message, such that the URL when entered into a web browser in the customer mobile device displays the series of unique webpages;
• receiving, at the token server from the customer mobile device, a notification of successful payment after receiving payment data from the customer mobile device via the series of unique webpages;
• sending, from the token server, payment confirmation to the restaurant computing system.

A method of processing a check, the method comprising:

• receiving, at a first computing system from a restaurant computing system, an order, an order number for the order, and a customer phone number related to the order;
• linking, at the first computing system, the customer phone number and the order number with a specific restaurant bill associated with the order;
• creating, at the first computing system, a webpage that shows the restaurant bill;
• creating, at the first computing system, a unique URL for the order associated with the order number, such that the URL directs a customer device to the webpage;
• sending, from the first computing system, the unique URL to the customer phone number as a text message;
• receiving, at the first computing system, an updated order information;
• creating, at the first computing system, an updated webpage that shows the updated restaurant bill based on the updated order information;
• creating, at the first computing system, an updated URL that directs the customer device to the updated webpage;
• resending, from the first computing system, the updated URL to the customer phone number as a text message;
• receiving, at the first computing system, payment data from the customer device linked to the customer phone number, via the updated webpage linked to the updated URL;
• sending, from the first computing system, an indication to the restaurant computing system that a payment for the order number has been made;
• and
• sending, from the first computing system, a confirmation code to the customer device indicating that a transaction has been completed successfully.