Systems and methods for facilitating network voice authentication
AssigneeMastercard International Incorporated
InventorsQing Cao, Dennis A. Gamiello, Robert D. Reany
Life of this patent
Estimating the term…
Loading patent…
AssigneeMastercard International Incorporated
InventorsQing Cao, Dennis A. Gamiello, Robert D. Reany
Estimating the term…
Systems and methods are provided for facilitating voice authentication of a user in connection with a network transaction. One exemplary method includes receiving an authentication request for a transaction, initiated at a voice interactive device, from a merchant plug-in (MPI) associated with a merchant involved in the transaction, where the authentication request includes a pre-authentication indicator based on voice authentication of a user by the voice interactive device or by a voice authentication service. The method also includes generating a risk score for the transaction based at least in part on the pre-authentication indicator, transmitting the risk score with the authentication request for the transaction to an access controller server (ACS) associated with an issuer of an account to which the transaction is directed, and returning a result response to the MPI where the result response indicates permission to proceed in the transaction based on authentication of the user.
A computer-implemented method for use in facilitating voice authentication of a user in connection with a network transaction, the method comprising:
A computer-implemented method for use in facilitating voice authentication of a user in connection with a network transaction, the method comprising:
Dependencies are inferred from the claim text.