Authentication and tracking system for secondary users of a resource distribution processing system

A computer program product for authenticating and tracking resource distributions of secondary users, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprises one or more executable portions for:

• receiving a registration request from a primary user to register one or more secondary users, wherein the one or more secondary users are related to the primary user, wherein the one or more secondary users do not meet eligibility requirements to open an individual resource pool;
• in response to receiving the registration request, generating user credentials for each of the one or more secondary users;
• associating the user credentials associated with the one or more secondary users with a primary user identification of the primary user;
• tagging the user credentials associated with the one or more secondary users with user verification documents of the primary user;
• receiving a resource distribution request from a secondary user of the one or more secondary users, wherein the resource distribution request is associated with transferring resources from a resource pool of the primary user to a third party entity, wherein the resource distribution request comprises at least a device id associated with initiation of the resource distribution request and secondary user identification information associated with the secondary user;
• authenticating the secondary user;
• and
• processing the resource distribution request based on authenticating the secondary user.

A computer implemented method for authenticating and tracking resource distributions of secondary users, the method comprises:

• receiving a registration request from a primary user to register one or more secondary users, wherein the one or more secondary users are related to the primary user, wherein the one or more secondary users do not meet eligibility requirements to open an individual resource pool;
• in response to receiving the registration request, generating user credentials for each of the one or more secondary users;
• associating the user credentials associated with the one or more secondary users with a primary user identification of the primary user;
• tagging the user credentials associated with the one or more secondary users with user verification documents of the primary user;
• receiving a resource distribution request from a secondary user of the one or more secondary users, wherein the resource distribution request is associated with transferring resources from a resource pool of the primary user to a third party entity, wherein the resource distribution request comprises at least a device id associated with initiation of the resource distribution request and secondary user identification information associated with the secondary user;
• authenticating the secondary user;
• and
• processing the resource distribution request based on authenticating the secondary user.