Computer-based systems for determining a travel time to an airport departure point and methods of use thereof

A system, comprising:

• a memory for storing computer code;
• and
• a processor of a server managed by an authorizing entity, that when executing the computer code, causes the processor to:
• identify departing flight information in payment card transaction data from a plurality of users using payment cards issued by the authorizing entity;
• wherein the departing flight information designates a departure airport and a departure time;
• receive in real-time over a communication network, from a computing device of a user from the plurality of users, a geographical location of the computing device of the user;
• receive in real-time over the communication network, airport-specific data for a departure airport in a predefined time interval before a departure time of a departing flight of the user;
• wherein the airport-specific data comprises at least:
• (i) the departing flight information at the departure airport of the departing flight of the user,
• (ii) real-time flight information of arriving and departing flights at the departure airport,
• (iii) payment card transaction data of other users from the plurality of users received by the server from a plurality of point-of-sale (POS) devices at the departure airport in the predefined time interval before the departure time of the user, and
• (iv) transportation security administration (TSA) waiting times in the departure airport in the predefined time interval before the departure time of the user;
• input, in real-time, the airport-specific data into at least one machine learning model;
• receive, in real-time, from the at least one machine learning model, a user-specific airport processing time for the user to reach a departure gate within the departure airport by the departure time of the departing flight upon the user arriving to the departure airport, wherein, to determine the user-specific airport processing time, the machine learning model is configured to:
• estimate a number of passengers in the departure airport in the predefined time interval before the departure time of the departing flight of the user based at least in part on the payment card transaction data of other users, wherein the number of passengers in the departure airport comprises a first group of passengers estimated to be on the departing flight and a second group of passengers estimated to be on other departing flights based on the payment card transaction data;
• and
• determine the user-specific airport processing time based at least in part on the number of passengers in the departure airport in the predefined time interval before the departure time of the departing flight of the user to account for passenger congestion in the departure airport,
• receive, in real-time over the communication network from a remote server hosting a navigation system software application, a travel time from the geographical location of the computing device to the departure airport for at least one predefined mode of transportation;
• cause in real-time over the communication network, to display on a graphical user interface (GUI) on a display of the computing device, a time for the user to start travel to the departure airport based on the user-specific airport processing time and the travel time to the departure airport for each of the at least one predefined mode of transportation, so as to reach the departure gate by the departure time of the departing flight of the user;
• and
• update in real-time, the time displayed on the GUI for the user to start travel to the departure airport as the geographical location of the computing device of the user changes for each of the at least one predefined mode of transportation.