Banking as a service enabled virtual exchange computing platform

A method comprising:

• performing, via a user interface of a first user device, actions within a virtual community via the first user device;
• earning, via actions of an avatar within the virtual community, a first electronic value token, wherein the first electronic value token is earned via performance of specified in-world activities performed within a virtualized environment associated with the virtual community and the actions are performed via an application;
• storing, in a banking as a service (BaaS) enabled wallet via an online interface the electronic value token;
• receiving, via a network, information corresponding to the first electronic value token, wherein the information comprises reputation, trustworthiness, a perceived value of a product and/or service corresponding to the first electronic value token;
• calculating, via API functions linking to BaaS functionality processed by a valuation computing platform and based on the information corresponding to the electronic value token, a valuation of the first electronic value token;
• causing presentation, via a network and on a first user device, a user interface screen presenting a visualization of a value of the electronic value token and comprising an input;
• and
• triggering, based on a received trade input from the user interface, a virtual exchange of value involving the first electronic value token within a virtualized trading environment of the virtual exchange computing platform and between a first user account associated with a first user device and a second user account associated with a second user device, wherein the virtual exchange of value comprises an API function facilitating BaaS functionality.

Non-transitory computer readable media storing instructions that, when executed by a processor, cause a computing device to:

• perform, via a user interface, actions within a virtual community;
• earn, via the actions of an avatar within the virtual community, a first electronic value token, wherein the first electronic value token is earned via performance of specified in-world activities performed within a virtualized environment associated with the virtual community and the actions are performed via an application;
• store, in a banking as a service (BaaS) enabled wallet via an online interface the electronic value token;
• receive, via a network, information corresponding to the first electronic value token, wherein the information comprises reputation, trustworthiness, a perceived value of a product and/or service corresponding to the first electronic value token;
• calculate, via API functions linking to BaaS functionality processed by a valuation computing platform and based on the information corresponding to the electronic value token, a valuation of the first electronic value token;
• cause presentation, via a network and on a first user device, a user interface screen presenting a visualization of a value of the electronic value token and comprising an input;
• and
• trigger, based on a received trade input from the user interface, a virtual exchange of value involving the first electronic value token within a virtualized trading environment of a virtual exchange computing platform and between the BaaS enabled wallet and a second user account associated with a second user device, wherein the virtual exchange of value comprises an API function facilitating BaaS functionality.