Merchant terminal for receiving payment from a vehicle

A merchant communication terminal for facilitating using a vehicle as a payment device, the merchant communication terminal being associated with a merchant that provides goods or services, the merchant communication terminal comprising:

• one or more processors in a merchant communication terminal associated with a merchant;
• a non-transitory computer-readable memory coupled to the one or more processors and storing thereon instructions that, when executed by the one or more processors, cause the merchant communication terminal to:
• detect a triggering event indicating that a vehicle is within a predetermined range for communicating with the merchant communication terminal;
• establish a short-range communication link between the merchant communication terminal and an electronic device proximately attached to the vehicle;
• receive identification information indicative of the vehicle or a user within the vehicle;
• electronically verify the identification information;
• electronically verify a virtual account associated with the vehicle or the user within the vehicle;
• receive, from the electronic device, vehicle data, the vehicle data including a current fuel level of the vehicle;
• receive, from the electronic device, a virtual order for goods or services provided by the merchant;
• accept the virtual order for goods or services;
• upon accepting the virtual order and based upon the vehicle data, automatically cause the goods or services to be provided to the vehicle, the goods or services including vehicle refueling;
• confirm the vehicle has been refueled;
• and
• transmit an electronic receipt indicative of a payment to facilitate using the vehicle as a payment device.