Interactive mobile sessions based on point-of-sale and network transactions
AssigneeMell Innovations, LLC
InventorDaniel Mell
Life of this patent
Estimating the term…
Abstract
Techniques described herein include analyzing point-of-sale transactions and initiating interactive mobile sessions responsive to the transactions. Platform servers receive transaction data indicative of a transaction performed via a point-of-sale system, determine additional data associated with server processes, and initiate interactive session with the mobile device to receive the additional data for performing the server processes. Based on the interactive sessions and additional data, the platform servers may enhance fraud detection capabilities and generates compliance records for tax and expense reporting based on the transactions, while supporting credentialing and authentication capabilities.
Claims21
A computer server comprising:
- one or more processors;
- and
- one or more non-transitory computer-readable media storing computer-executable instructions that, when executed, cause the one or more processors to perform operations comprising:
- receiving, at the computer server, transaction data indicative of a transaction associated with a financial account;
- determining, based on the transaction data, whether the transaction is eligible for an expense voucher from an organization;
- based on determining that the transaction is eligible for an expense voucher, determining a required set of expense voucher input data for an expense reporting process associated with the organization;
- determining a subset of the required set of expense voucher input data that is not included in the transaction data, wherein the subset includes at least one of:
- data identifying an item purchase type not included in the transaction data;
- data identifying an attendee associated with the item purchase not included in the transaction data;
- or
- data identifying a topic of discussion associated with the item purchase;
- determining a mobile device with which to initiate an interactive session, based at least in part on the subset of the expense voucher input data that is not included in the transaction data;
- determining an interactive session type, based at least in part on the mobile device;
- initiating the interactive session between the computer server and the mobile device, using the determined interactive session type;
- receiving the subset of the expense voucher input data from the mobile device, via the interactive session;
- performing, by the computer server, the expense reporting using the transaction data and the subset of the expense voucher input data received via the interactive session.
A method comprising:
- receiving transaction data indicative of a transaction performed via a merchant system;
- determining, based on the transaction data, whether the transaction is eligible for an expense voucher from an organization;
- based on determining that the transaction is eligible for an expense voucher, determining a required set of expense voucher input data for an expense reporting process associated with the organization;
- determining a subset of the required set of expense voucher input data that is not included in the transaction data, wherein the subset includes at least one of:
- data identifying an item purchase type not included in the transaction data;
- data identifying an attendee associated with the item purchase not included in the transaction data;
- or
- data identifying a topic of discussion associated with the item purchase;
- determining a mobile device with which to initiate an interactive session, based at least in part on the subset of the expense voucher input data that is not included in the transaction data;
- determining an interactive session type, based at least in part on the mobile device;
- initiating the interactive session with the mobile device, using the determined interactive session type;
- receiving the subset of the expense voucher input data from the mobile device, via the interactive session;
- performing the expense reporting process using the transaction data and the subset of the expense voucher input data received via the interactive session.
Dependencies are inferred from the claim text.