Objective achievement portfolio generating device, program, and method

A non-transitory computer readable medium embodying an objective achievement program for a computer, the objective achievement program causing the computer to perform a method comprising:

• graphically presenting, by the computer on a display of a user terminal, predetermined objective information related to products and/or services selectable by a user as a goal list of goals of an investment to be met on behalf of the user;
• receiving, by the computer from the user terminal, a plurality of goals selected on the display by the user from the goal list;
• obtaining, by the computer from the user via the user terminal, a target quantity and target objective achievement schedule information for each of the plurality of goals;
• generating and graphically presenting, by the computer on the display of the user terminal, predetermined interview questions about the user, the plurality of goals, products and/or services related to the plurality of goals and a risk tolerance of the investment that can be allowed by the user;
• receiving, by the computer from the user via the user terminal, responses to the predetermined interview questions, which are input by the user on the display;
• generating a single plan for reaching the plurality of goals based on the predetermined objective information and the responses to the predetermined interview questions;
• performing, by the computer, a simulation by virtually performing the investment without actually investing money based on the single plan;
• and
• graphically presenting, on the display of the user terminal, the risk tolerance and a result of the simulation, wherein the result includes a graph with lines showing a simulation, which includes a first increase from a start of the investment virtually performed and a first decrease due to a virtual achievement of one of the plurality of goals, and an appearance of the graph is changeable by changing and adjusting the risk tolerance by a input from the user via an input device of the user terminal over the risk tolerance graphically presented on the display.

A method of obtaining information from a user by an interactive inquiry dialogue generated by a computer, comprising:

• graphically presenting, by the computer on a display of a user terminal, predetermined objective information related to products and/or services selectable by the user as a goal list of goals of an investment to be met on behalf of the user;
• receiving, by the computer from the user terminal, a plurality of goals selected on the display by the user from the goal list;
• obtaining, by the computer from the user via the user terminal, a target quantity and target objective achievement schedule information for each of the plurality of goals;
• generating and graphically presenting, by the computer on the display of the user terminal, predetermined interview questions about the user, the plurality of goals, products and/or services related to the plurality of goals and a risk tolerance of the investment that can be allowed by the user;
• receiving, by the computer from the user via the user terminal, responses to the predetermined interview questions, which are input by the user on the display;
• generating a single plan for reaching the plurality of goals based on the predetermined objective information and the responses to the predetermined interview questions;
• performing, by the computer, a simulation by virtually performing the investment without actually investing money based on the single plan;
• and
• graphically presenting, on the display of the user terminal, the risk tolerance and a result of the simulation, wherein the result includes a graph with lines showing a simulation, which includes a first increase from a start of the investment virtually performed and a first decrease due to a virtual achievement of one of the plurality of goals, and an appearance of the graph is changeable by changing and adjusting the risk tolerance by a input from the user via an input device of the user terminal over the risk tolerance graphically presented on the display.