Systems and methods for kiosk or payment terminal-based touchless interactions using mobile electronic devices

A method for conducting a kiosk or payment terminal-based menu selection using a mobile electronic device, comprising:

• pairing the mobile electronic device with the kiosk or payment terminal;
• encrypting, by one or more processors of a cloud server, a communication channel between the mobile electronic device and the one or more processors of the cloud server, wherein the kiosk or payment terminal negotiates a secure handshake for the encrypting;
• receiving, via a uniform resource locator at the one or more processors of the cloud server and from the mobile electronic device, a communication comprising an identifier for the kiosk or payment terminal comprising a screen, wherein the uniform resource locator is associated with a merchant and the kiosk or payment terminal;
• retrieving, by an application or browser of the mobile electronic device, a menu for the kiosk or payment terminal;
• communicating, by the one or more processors of the cloud server, the menu to the mobile electronic device to be displayed on the mobile electronic device;
• receiving, by the application or browser of the mobile electronic device, a menu selection from the mobile electronic device, wherein the menu selection is generated with a touch-sensitive input of the mobile electronic device and the menu selection is detected with the application or browser of the mobile electronic device;
• and
• communicating, by the one or more processors of the cloud server, the menu selection to the kiosk or payment terminal;
• wherein the kiosk or payment terminal reflects the menu selection on the screen.

A method for providing transaction-related input to a kiosk or payment terminal using a mobile electronic device, comprising:

• receiving, via a uniform resource locator at one or more processors of a cloud server and from the mobile electronic device, a communication comprising an identifier for the kiosk or payment terminal comprising a screen, wherein the uniform resource locator is associated with a merchant and the kiosk or payment terminal;
• pairing the mobile electronic device with the kiosk or payment terminal;
• encrypting, by the one or more processors of the cloud server, a communication channel between the mobile electronic device and the one or more processors of the cloud server, wherein the kiosk or payment terminal negotiates a secure handshake for the encrypting;
• receiving, at the one or more processors of the cloud server and from the kiosk or payment terminal, a request for transaction-related input from the mobile electronic device;
• communicating, by the one or more processors of the cloud server, the request for transaction-related input to mobile electronic device, wherein the request is displayed on the mobile electronic device;
• receiving, at the one or more processors of the cloud server, inputted transaction-related information from the mobile electronic device in response to the inputted transaction-related information being received and digitized by the mobile electronic device;
• and
• communicating, by the one or more processors of the cloud server, the inputted transaction-related information to the kiosk or payment terminal;
• wherein the communicated inputted transaction-related information is used in combination with payment to complete a transaction.