US 11,692,836 B2Granted

Vehicle safely calculator

AssigneeInternational Business Machines Corporation

InventorsShiju Mathai, Jeff Edgington, Gregory Scott Jones

Life of this patent

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Abstract

In an approach to assessing safety of a vehicle based on usage context, one or more computer processors receive a planned usage of a vehicle from a user. Based on the received planned usage, one or more computer processors determine a set of preferred vehicle characteristics. One or more computer processors retrieve a maintenance record and a usage history of a first vehicle. Based on the maintenance record and the usage history, one or more computer processors determine one or more vehicle characteristics of the first vehicle. Based on the set of preferred characteristics and the one or more vehicle characteristics of the first vehicle, one or more computer processors calculate a usage match score. One or more computer processors generate a risk assessment report.

Claims14

Dependent claims

A method, the method comprising:

receiving, by one or more computer processors, a planned usage profile of a user, wherein the planned usage profile is associated with a usage of a vehicle and includes a context of the usage of the vehicle and insurance information associated with the user;
based on the received planned usage profile, determining, by one or more computer processors, one or more preferred vehicle characteristics by classifying one or more vehicular characteristics needed for a given trip using a risk assessment model;
retrieving, by one or more computer processors, a maintenance record and a usage history of a first vehicle;
retrieving, by one or more computer processors, data associated with the first vehicle from one or more external sources, wherein the one or more external sources include a warranty company;
based on the maintenance record, the usage history, and the data associated with the first vehicle from the one or more external sources, determining, by one or more computer processors, using the risk assessment model, one or more current vehicle characteristics of the first vehicle, wherein at least one of the one or more current vehicle characteristics corresponds to a same category of data as at least one of the one or more preferred vehicle characteristics;
performing, by the one or more computer processors, a one to one comparison of each of the one or more preferred vehicle characteristics to the one or more corresponding current vehicle characteristics;
based on the one to one comparison, calculating, by the one or more computer processors, a weighted usage match score, wherein each of the one or more preferred vehicle characteristics is assigned a weight based on one or more pre-defined business rules;
based on the maintenance record, the usage history of the first vehicle, and the data associated with the first vehicle from the one or more external sources, calculating, by the one or more computer processors, a safety rating of the vehicle;
generating, by one or more computer processors, a risk assessment report, wherein the risk assessment includes the safety rating and the weighted usage match score;
displaying, by one or more computer processors, via a user interface, a link to view the vehicle risk assessment report on a website;
receiving, by one or more computer processors, feedback from the user associated with using the first vehicle via the link in the user interface;
and
training, by one or more computer processors, the risk assessment model with the risk assessment report and the associated feedback.

10 more elements

A computer program product, the computer program product comprising:

one or more computer readable storage media and program instructions collectively stored on the one or more computer readable storage media, the stored program instructions comprising:
program instructions to receive a planned usage profile of a user, wherein the planned usage profile is associated with a usage of a vehicle and includes a context of the usage of the vehicle and insurance information associated with the user;
based on the received planned usage profile, program instructions to determine one or more preferred vehicle characteristics by classifying one or more vehicular characteristics needed for a given trip using a risk assessment model;
program instructions to retrieve a maintenance record and a usage history of a first vehicle;
program instructions to retrieve data associated with the first vehicle from one or more external sources, wherein the one or more external sources include a government agency;
based on the maintenance record, the usage history, and the data associated with the first vehicle from the one or more external sources, program instructions to determine, using the risk assessment model, one or more current vehicle characteristics of the first vehicle, wherein at least one of the one or more current vehicle characteristics corresponds to a same category of data as at least one of the one or more preferred vehicle characteristics;
program instructions to perform a one to one comparison of each of the one or more preferred vehicle characteristics to the one or more corresponding current vehicle characteristics;
based on the one to one comparison, program instructions to calculate a weighted usage match score, wherein each of the one or more preferred vehicle characteristics is assigned a weight based on one or more pre-defined business rules;
based on the maintenance record, the usage history of the first vehicle, and the data associated with the first vehicle from the one or more external sources, program instructions to calculate a safety rating of the vehicle;
program instructions to generate a risk assessment report, wherein the risk assessment includes the safety rating and the weighted usage match score;
program instructions to display, via a user interface, a link to view the vehicle risk assessment report on a website;
program instructions to receive feedback from the user associated with using the first vehicle via the link in the user interface;
and
program instructions to train the risk assessment model with the risk assessment report and the associated feedback.

11 more elements

A computer system, the computer system comprising:

one or more computer processors;
one or more computer readable storage media;
program instructions collectively stored on the one or more computer readable storage media for execution by at least one of the one or more computer processors, the stored program instructions comprising:
program instructions to receive a planned usage profile of a user, wherein the planned usage profile is associated with a usage of a vehicle and includes a context of the usage of the vehicle and insurance information associated with the user;
based on the received planned usage profile, program instructions to determine one or more preferred vehicle characteristics by classifying one or more vehicular characteristics needed for a given trip using a risk assessment model;
program instructions to retrieve a maintenance record and a usage history of a first vehicle;
program instructions to retrieve data associated with the first vehicle from one or more external sources, wherein the one or more external sources include a social media service;
based on the maintenance record, the usage history, and the data associated with the first vehicle from the one or more external sources, program instructions to determine, using the risk assessment model, one or more current vehicle characteristics of the first vehicle, wherein at least one of the one or more current vehicle characteristics corresponds to a same category of data as at least one of the one or more preferred vehicle characteristics;
program instructions to perform a one to one comparison of each of the one or more preferred vehicle characteristics to the one or more corresponding current vehicle characteristics;
based on the one to one comparison, program instructions to calculate a weighted usage match score, wherein each of the one or more preferred vehicle characteristics is assigned a weight based on one or more pre-defined business rules;
based on the maintenance record, the usage history of the first vehicle, and the data associated with the first vehicle from the one or more external sources, program instructions to calculate a safety rating of the vehicle;
program instructions to generate a risk assessment report, wherein the risk assessment includes the safety rating and the weighted usage match score;
program instructions to display, via a user interface, a link to view the vehicle risk assessment report on a website;
program instructions to receive feedback from the user associated with using the first vehicle via the link in the user interface;
and
program instructions to train the risk assessment model with the risk assessment report and the associated feedback.

13 more elements

Dependencies are inferred from the claim text.

Facts

Application: 16/781,077Filed 4 Feb 2020
Published: US 2021/0239478 A15 Aug 2021
Granted: 4 Jul 2023
Term ends: Not estimatedThe source records don’t support an estimate.

Classification8 codes

G01C 21/3461
Special cost functions, i.e. other than distance or default speed limit of road segments: preferred or disfavoured areas, e.g. dangerous zones,…
G01C 21/3453
Route searching; Route guidance: special cost functions, i.e. other than distance or default speed limit of road segments
G01C 21/3697
Input/output arrangements for on-board computers: output of additional, non-guidance related information, e.g. low fuel level
G06F 16/27
Of structured data, e.g. relational data: replication, distribution or synchronisation of data between databases or within a distributed database…