Systems and methods for training and applying virtual occurrences to a virtual character using telematics data of one or more real trips

A system for training a virtual character of a telematics-based game, the system comprising:

• a data receiving module configured to receive telematics data associated with one or more real trips during which a user operated a real vehicle;
• a skill point determining module configured to determine, based at least in part upon the telematics data, a plurality of skill points associated with a plurality of real skills exhibited by the user during the one or more real trips;
• a user input module configured to receive, from the user, a selection of a virtual character, the virtual character having a character profile and a plurality of virtual ratings associated with a plurality of virtual skills;
• a character training module configured to train the virtual character by at least updating, based at least in part upon the plurality of skill points, the plurality of virtual ratings;
• a virtual occurrence generating module configured to generate, based at least in part upon the character profile, one or more virtual occurrences to be encountered by the virtual character;
• an outcome determining module configured to determine, based at least in part upon the updated plurality of virtual ratings, one or more outcomes associated with the one or more virtual occurrences;
• a character profile updating module configured to update the character profile by at least applying the one or more virtual occurrences based on the associated one or more outcomes to the virtual character;
• and
• a presenting module configured to present the updated character profile to the user.

A non-transitory computer-readable medium with instructions stored thereon, that upon execution by a processor, causes the processor to perform:

• receiving telematics data associated with one or more real trips during which a user operated a real vehicle;
• determining, based at least in part upon the telematics data, a plurality of skill points associated with a plurality of real skills exhibited by the user during the one or more real trips;
• receiving, from the user, a selection of a virtual character, the virtual character having a character profile and a plurality of virtual ratings associated with a plurality of virtual skills;
• training the virtual character by at least updating, based at least in part upon the plurality of skill points, the plurality of virtual ratings;
• generating, based at least in part upon the character profile, one or more virtual occurrences to be encountered by the virtual character;
• determining, based at least in part upon the updated plurality of virtual ratings, one or more outcomes associated with the one or more virtual occurrences;
• updating the character profile by at least applying the one or more virtual occurrences based on the associated one or more outcomes to the virtual character;
• and
• presenting the updated character profile to the user.