Communication device using virtual access device and transaction applet

A method for secured extended range application data exchange, the method comprising:

• establishing, by an access device with a communication device, a communication channel, wherein the access device is a point of sale device;
• providing, by the access device to the communication device, an access device profile of the access device, wherein the communication device emulates a virtual access device based on the access device profile, and wherein the virtual access device issues a set of application commands to a transaction applet executing on the communication device, and receives a set of application data responses from the transaction applet in response to the set of application commands, and wherein the communication device generates a data packet based on the set of application data responses;
• receiving, by the access device from the communication device, the data packet via the communication channel;
• generating, by the access device, an authorization request message comprising data in the data packet;
• and
• sending the authorization request message to an authorizing entity which authorizes the authorization request message.