Generation online e-commerce and networking system transform scattered assets data on the internet into centralized assets data and generate my assets ratings for internet users

A method of providing Assets application to Internet users and entities of an online service computer system using local devices accessing said online service computer system via at least one online service server, said method for a) transforming scattered user asset data residing in external computer systems on the Internet and in business computer system into centralized user asset data to generate Assets ratings for Internet users, comprising at least one of the steps of:

• automatically connecting said external computer systems with said service computer system through single-sign-on (SSO) authentication tool, real-time or scheduled application programming interface technologies;
• automatically including external and internal asset data of an account associated with an user in said user's total asset value computation on said service computer system through application programming interface technologies;
• automatically displaying estimated total market value or appraisal value of assets residing in said account associated with said user wherein said external and internal asset categories include but not limited to at least one of said user's bank and investment accounts, payroll accounts, loan accounts, expenses, properties, videos, treasures, accumulated points or digital money, purchased items, items posted for sale, eSavers, stamp albums, photo albums, and the like through an Asset application;
• automatically comparing total estimated or appraised wealth of said Asset categories of said account associated with said user to wealth figures of other accounts associated with groups of individuals through said Assets application in said service computer system;
• automatically determining wealth ratings of said account associated with said user among wealth figures of said other accounts associated with groups of individuals through said Assets application in said service computer system;
• automatically displaying total wealth and rating information of said account associated with said user on said service computer system through said Assets application;
• and
• automatically factoring asset activity user data associated with said account into user accumulated score calculation through an User Accumulated Score application to change user accumulated score associated with said user account;
• said method for b) improved entity e-commerce functions through said Assets application associated with said entity, comprising at least one of the steps of:
• automatically providing functions for an account associated with an entity to solicit or request sponsorship to sell or buy products and services through a SponsorAd utility and said Assets application;
• automatically providing functions for said account associated with said entity to solicit or request sponsorships from other entities to benefit participants of groups or events through said SponsorAd utility and said Assets application on said service computer system;
• automatically providing functions for said account associated with said entity to invite buyers to virtual sessions or games to sell products and services through said Assets application on said service computer system, wherein an account associated with a buyer on said service computer system has built-in functionalities for said buyer to invite others to watch said virtual sessions or games and to provide input;
• automatically providing functions for said account associated with said entity to convert existing online advertisements for selling products and services into posted products and services for sale on said service computer system through said SponsorAd utility and said Assets application;
• and
• automatically providing functions for said account associated with said entity to provide incentives to a buying entity through said SponsorAd utility, wherein said incentives include but are not limited to reward points, e-savers, and free gifts.

A non-transitory computer readable storage medium storing computer-executable instructions for a) transforming scattered user asset data residing in external computer systems on the Internet and in business computer system into centralized user asset data to generate Assets ratings for Internet users, performing at least one of the following steps:

• automatically connecting said external computer systems with said service computer system through single-sign-on (SSO) authentication tool, real-time or scheduled application programming interface technologies;
• automatically including external and internal asset data of an account associated with an user in said user's total asset value computation on said service computer system through application programming interface technologies;
• automatically displaying estimated total market value or appraisal value of assets residing in said account associated with said user wherein said external and internal asset categories include but not limited to at least one of said user's bank and investment accounts, payroll accounts, loan accounts, expenses, properties, videos, treasures, accumulated points or digital money, purchased items, items posted for sale, eSavers, stamp albums, photo albums, and the like through an Asset application;
• automatically comparing total estimated or appraised wealth of said Asset categories of said account associated with said user to wealth figures of other accounts associated with groups of individuals in said service computer system through said Assets application;
• automatically determining wealth ratings of said account associated with said user among wealth figures of said other accounts associated with groups of individuals through said Assets application in said service computer system;
• automatically displaying total wealth and rating information of said account associated with said user on said service computer system through said Assets application;
• and
• automatically factoring asset activity user data associated with said account into user accumulated score calculation through an User Accumulated Score application to change user accumulated score associated with said user account;
• said non-transitory computer readable storage medium storing computer-executable instructions for b) improved entity e-commerce functions through said Assets application associated with said entity, performing at least one of the following steps:
• automatically providing functions for an account associated with an entity to solicit or request sponsorship to sell or buy products and services through a SponsorAd utility and said Assets application;
• automatically providing functions for said account associated with said entity to solicit or request sponsorships from other entities to benefit participants of groups or events through said SponsorAd utility and said Assets application on said service computer system;
• automatically providing functions for said account associated with said entity to invite buyers to virtual sessions or games to sell products and services through said Assets application on said service computer system, wherein an account associated with a buyer on said service computer system has built-in functionalities for said buyer to invite others to watch said virtual sessions or games and to provide input;
• automatically providing functions for said account associated with said entity to convert existing online advertisements for selling products and services into posted products and services for sale on said service computer system through said SponsorAd utility and said Assets application;
• and
• automatically providing functions for said account associated with said entity to provide incentives to a buying entity through said SponsorAd utility, wherein said incentives include but are not limited to reward points, e-savers, and free gifts.