Mobile device, system and method for currency exchange

A currency exchange method comprising:

• storing, in a mobile device, first account information associated with a first pre-established account, wherein the first pre-established account comprises funds denominated in a first currency;
• enabling a user of the mobile device to select the first account information for use for at least a first transaction;
• sending the first account information electronically from the mobile device to a first transaction machine to perform the first transaction, wherein the first transaction is conducted in the first currency to purchase funds denominated in a second currency, wherein the second currency is different from the first currency;
• receiving second account information, the second account information associated with a second account, the second account information being electronically received by the mobile device after the second account is created, the second account being created responsive to the first transaction machine confirming completion of the first transaction, wherein the created second account comprises the funds denominated in the second currency purchased during the first transaction;
• responsive to receipt of the second account information, configure a second account module of the mobile device to store the second account information for use in at least a second transaction;
• enabling a user of the mobile device, subsequent to the first transaction, to select the second account information for use for at least the second transaction;
• automatically determining a physical location of the mobile device;
• and
• displaying, via a user interface of the mobile device, a plurality of currency-exchange service options, wherein the plurality of currency-exchange service options is selected for display based at least on the physical location of the mobile device.

A non-transitory processor-readable medium embodying a computer program for currency exchange, the computer program comprising:

• computer program code for storing, in a mobile device, first account information associated with a first pre-established account, wherein the first pre-established account comprises funds denominated in a first currency;
• computer program code for enabling a user of the mobile device to select the first account information for use for at least a first transaction;
• computer program code for sending the first account information electronically from the mobile device to a first transaction machine to perform the first transaction, wherein the first transaction is conducted in the first currency to purchase funds denominated in a second currency, wherein the second currency is different from the first currency;
• computer program code for receiving second account information, the second account information associated with a second account, the second account information being electronically received by the mobile device after the second account is created, the second account being created responsive to the first transaction machine confirming completion of the first transaction, wherein the created second account comprises the funds denominated in the second currency purchased during the first transaction;
• computer program code for responsive to receipt of the second account information, configure a second account module of the mobile device to store the second account information for use in at least a second transaction;
• computer program code for enabling a user of the mobile device, subsequent to the first transaction, to select the second account information for use for at least the second transaction;
• computer program code for automatically determining a physical location of the mobile device;
• and
• computer program code for displaying, via a user interface of the mobile device, a plurality of currency-exchange service options, wherein the plurality of currency-exchange service options is selected for display based at least on the physical location of the mobile device.