Item-level information collection for interactive payment experience

A system comprising:

• one or more processors;
• and
• non-transitory computer-readable media storing instructions that, when executed by the one or more processors, cause the one or more processors to perform operations comprising:
• receiving, by a service provider, transaction information associated with a payment transaction, wherein a portion of the payment transaction is paid from a financial account, wherein a database of a payment service stores an association between the financial account and the payment service;
• generating, by the service provider, item-level information about at least one of a good or a service associated with the payment transaction;
• generating, by the service provider and without input from a customer, using the item-level information and based at least in part on the financial account being associated with the payment service, a digital transaction receipt;
• selecting a mobile device of the customer to receive the digital transaction receipt based at least in part on the financial account being associated with the payment service;
• causing, by the service provider, the digital transaction receipt to be modified based at least in part on characteristics of the mobile device or an application executing on the mobile device of the customer;
• and
• transmitting, from the service provider and to the mobile device, the digital transaction receipt.