Digital camera processing system

A system for allowing a customer to deposit a check using a customer's own handheld mobile device with a digital camera, the system configured to authenticate the customer, the system including:

• a customer's handheld mobile device including:
• camera software that controls the digital camera;
• and
• a downloaded app associated with a bank configured to control the camera software and to submit a check for deposit by causing the customer's handheld mobile device to perform the following steps:
• instructing the customer to have the digital camera take a photo of a front side of the check and a photo of a back side of the check;
• using a display of the customer's handheld mobile device to assist the customer in having the digital camera take the photo of the front side of the check and the photo of the back side of the check;
• presenting to the customer the photos of the front side of the check and of the back side of the check, with a request for approval from the customer, on a display of the customer's handheld device after the digital camera takes the photos;
• transmitting, using a wireless network, the photos of the front side and the back side of the check over the wireless network, from the customer's handheld mobile device after receiving the customer approval of the photos;
• and
• submitting the check for mobile check deposit in the bank after the system authenticates the customer;
• and
• a computer associated with the bank programmed to update a balance of an account to reflect an amount of the check submitted for a mobile check deposit by the customer's handheld mobile device.