System and method for implementing a key-code based money transfer
AssigneeVisa International Service Association
InventorVladimir Andral
Life of this patent
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Abstract
A system includes a processor and a non-transitory computer readable medium coupled to the processor. The non-transitory computer readable medium comprises code that when executed by the processor, causes the processor to receive a money transfer amount indicative of an amount of funds to be transferred to a recipient. The processor generates a key code associated with the money transfer amount that is provided to a user of the system and given to the recipient by the user. The key code is programmed by the processor to enable the recipient to use the key code to redeem the amount of funds associated with the money transfer amount.
Claims7
A system, comprising:
- a processor;
- and
- a non-transitory computer readable medium coupled to the processor, the non-transitory computer readable medium comprising code, that when executed by the processor, causes the processor to:
- generate an application on a touch screen that allows a user of the system to initiate a key-code based money transfer by selecting and logging into the application;
- generate an application display on the touch screen that allows the user of the system to input a money transfer amount;
- receive input of the money transfer amount indicative of an amount of funds to transfer to a recipient;
- receive a photo of the recipient captured utilizing a take-a-photo prompt selected by the user;
- and
- generate a key code associated with the money transfer amount, the key code being programmed to enable the recipient to redeem the amount of funds associated with the money transfer amount, wherein the key code is generated based on a unique photographic characteristic of the photo of the recipient and wherein, the photo containing the unique photographic characteristic is assigned a unique alphanumeric number, and the photo and a key code request associated with the key code are tagged with the unique alphanumeric number in order to redeem the money transfer amount.
Dependencies are inferred from the claim text.