Integrated credit application and merchant transaction including concurrent visualization of transaction details

A non-transitory, computer-readable medium storing computer-readable instructions executable by a computer and configured to:

• receive, during an ongoing transaction at a second system, a first signal including a request to initiate an application for a new credit account for a first user, wherein the request includes a session identifier (ID) of the ongoing transaction and the session ID is associated with a particular state of the ongoing transaction at the second system;
• provide, via a user interface and after the first user is transferred away from the second system, a digital credit application associated with the received request, wherein providing the digital credit application includes concurrently providing at least a subset of transaction information identifying at least one item associated with the ongoing transaction;
• receive, based on input by the first user in the digital credit application, data associated with the first user that is included in the digital credit application;
• create a new credit account associated with the first user based on the received data, the new credit account being associated with a set of payment information;
• and
• transmit (1) a second signal including an instruction to redirect the first user to the second system and the session ID of the ongoing transaction at the second system, and (2) a third signal including a set of payment information associated with the new credit account to the second system, wherein the instruction to redirect causes redirection of the first user to the second system and restoration of the particular state associated with the session ID at the second system.

A computerized method performed by one or more processors, the method comprising:

• receiving, during an ongoing transaction at a second system, a first signal including a request to initiate an application for a new credit account for a first user, wherein the request includes a session identifier (ID) of the ongoing transaction and the session ID is associated with a particular state of the ongoing transaction at the second system;
• providing, via a user interface and after the first user is transferred away from the second system, a digital credit application associated with the received request, wherein providing the digital credit application includes concurrently providing at least a subset of transaction information identifying at least one item associated with the ongoing transaction;
• receiving, based on input by the first user in the digital credit application, data associated with the first user;
• creating a new credit account associated with the first user based on the received data, the new credit account being associated with a set of payment information;
• and
• transmitting (1) a second signal including an instruction to redirect the first user to the second system and the session ID of the ongoing transaction at the second system, and (2) a third signal including a set of payment information associated with the new credit account to the second system, wherein the instruction to redirect causes redirection of the first user to the second system and restoration of the particular state associated with the session ID at the second system.