Methods of facilitating emergency assistance

A system for vehicle accident response, the system comprising:

• a mobile device located inside a vehicle, wherein the mobile device is configured to generate telematics data associated with operation of the vehicle;
• one or more processors;
• and
• one or more memories storing instructions that, when executed by the one or more processors, cause the one or more processors to:
• receive the telematics data from the mobile device;
• analyze the telematics data to determine that an accident involving the vehicle has occurred;
• analyze the telematics data to determine whether the accident is a head-on collision between the vehicle and a second vehicle;
• determine, based at least upon the telematics data and whether the accident is the head-on collision, a likelihood of injury due to the accident;
• generate a communication (i) based upon the telematics data and the likelihood of injury and (ii) in response to determining that the accident has occurred;
• and
• transmit the communication.

A tangible, non-transitory computer-readable medium storing executable instructions for vehicle accident response that, when executed by one or more processors of a computer system, cause the computer system to:

• receive telematics data generated by a mobile device located in a vehicle;
• analyze the telematics data to determine that an accident involving the vehicle has occurred;
• analyze the telematics data to determine whether the accident is a head-on collision between the vehicle and a second vehicle;
• determine, based at least upon the telematics data and whether the accident is the head-on collision, a likelihood of injury due to the accident;
• generate a communication (i) based upon the telematics data and the likelihood of injury and (ii) in response to determining that the accident has occurred;
• and
• transmit the communication.