System and method for account verification by aerial drone
AssigneeVisa International Service Association
InventorWilliam Leddy
Life of this patent
Estimating the term…
Abstract
A verification application executing at a user's mobile phone directs the user to take a photo of an identification document (e.g., driver's license or other form of government issued identification) or of their face. After the verification application sends the image to a backend service, the service may then dispatch a drone to the user's location and take a photograph of the user. The service may then validate the previously-imaged document or photo of the user's face against the photograph of the user and the geolocation sent with the first image. The service may then verify the new account and provision a token to the verification application to complete a secured account generation.
Claims20
A computer-implemented method of verifying application data comprising:
- receiving application data from a remote computer system at an issuer computer system;
- determining identification data and geolocation data from the application data;
- passing the geolocation data to a drone control system that is remote from the issuer computer system;
- causing a drone system to be dispatched to a location matching the geolocation data;
- causing the drone system to capture verification data at the location, wherein a type of the verification data is identical to a type of the identification data;
- receiving an indication of a match between the identification data and the verification data;
- generating a token in response to receiving the indication of the match between the identification data and the verification data;
- and
- issuing a token via the issuer computer system, wherein the token includes an encrypted identifier mapped to a personal account number.
A system for verifying new user identification in a network data system comprising:
- an issuer system including a first processor and a first memory hosting an issuer account generation module and a verification module, wherein the issuer account generation module and the verification module include instructions stored on the first memory for execution by the first processor for:
- receiving application data from a user computer system that is remote from the issuer system;
- determining identification data and geolocation data from the application data;
- passing the geolocation data to a drone control system that is remote from the issuer system;
- causing a drone system to be dispatched to a location matching the geolocation data;
- causing the drone system to capture verification data at the location, wherein a type of the verification data is identical to a type of the identification data;
- and
- receiving an indication of a match between the identification data and the verification data;
- and
- a payment network system including a second processor and a second memory hosting a payment network module, wherein the payment network module includes instructions stored on the second memory for execution by the second processor for:
- generating a token in response to receiving the indication of the match between the identification data and the verification data;
- and
- causing the token to be saved at the user computer system, wherein the token includes an encrypted identifier mapped to a personal account number.
Dependencies are inferred from the claim text.