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US 11,599,869 B2Granted
System and method for additional security in a vehicle based transaction
AssigneeVisa International Service Association
InventorsSom Madhab Bhattacharya, Surendra Vyas
Life of this patent
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Abstract
Identification elements may be added to a vehicle and the identification elements may be required before a transaction through the vehicle may be approved. The identification elements may be a second layer of security to ensure that a payment request is valid and not fraudulent.
Claims12
A payment system comprising:
- an identification element network disposed on a vehicle, the identification element network including a plurality of identification elements each connected to a power source of the vehicle;
- a lead identification element configured to wirelessly identify each of the plurality of identification elements in the identification element network and determine whether any of the plurality of identification elements is missing;
- and
- a secure element physically configured to receive an indication from the lead identification element that none of the plurality of identification elements is missing, the secure element including one or more processors and a memory containing processor-executable instructions to:
- register the plurality of identification elements, and
- based on the indication from the lead identification element that none of the plurality of identification elements is missing, communicate a token representing payment credentials and the plurality of identification elements to a payment service to complete a transaction.
3 more elements
Dependencies are inferred from the claim text.