Limit purchase price by stock keeping unit (SKU)

A computer system for managing an electronic payment function by an electronic device, comprising:

• one or more processors, one or more computer-readable memories, one or more computer-readable tangible storage medium, and program instructions stored on at least one of the one or more tangible storage medium for execution by at least one of the one or more processors via at least one of the one or more memories, wherein the computer system is capable of performing a method comprising:
• determining, using one or more connected databases comprising one or more items for purchase, that conditions of a user specification are met, wherein the conditions of the user specification are determined based on capturing a photograph of a stock keeping unit (SKU) data structure at a user direction, using a camera input capability of a mobile device or tablet by scanning the SKU data structure using a wireless communication capability of the mobile device or tablet, wherein the SKU data structure has associated conditions of the user specification, and performing visual analysis of the one or more items for purchase;
• facilitating an agreement between a user and a merchant;
• sending an email request for approval by the user, in real-time, of a target item based on the target item exceeding a predefined monetary threshold, wherein the email request includes a link to the target item identified based on the conditions of the user specification, which must be clicked by the user as an indication of approval;
• and
• initiating the electronic payment function by an electronic device based on determining that conditions of the user specification are met, and the real-time user approval of the target item using the link included in the email request, is received, whereby the initiated electronic payment function triggers an electronic purchase of the target item.

A computer program product for managing an electronic payment function by an electronic device, comprising:

• one or more non-transitory computer-readable storage media and program instructions stored on at least one of the one or more tangible storage media, the program instructions executable by a processor to cause the processor to perform a method comprising:
• determining, using one or more connected databases comprising one or more items for purchase, that conditions of a user specification are met, wherein the conditions of the user specification are determined based on capturing a photograph of a stock keeping unit (SKU) data structure at a user direction, using a camera input capability of a mobile device or tablet by scanning the SKU data structure using a wireless communication capability of the mobile device or tablet, wherein the SKU data structure has associated conditions of the user specification, and performing visual analysis of the one or more items for purchase;
• facilitating an agreement between a user and a merchant;
• sending an email request for approval by the user, in real-time, of a target item based on the target item exceeding a predefined monetary threshold, wherein the email request includes a link to the target item identified based on the conditions of the user specification, which must be clicked by the user as an indication of approval;
• and
• initiating the electronic payment function by an electronic device based on determining that conditions of the user specification are met, and the real-time user approval of the target item using the link included in the email request, is received, whereby the initiated electronic payment function triggers an electronic purchase of the target item.