Systems and methods for activating a transaction card

A method of activating a transaction card, the method comprising:

• receiving, via a first contactless communication by a mobile device from the transaction card, information embedded on the transaction card comprising a uniform resource locator (URL) and an encrypted key;
• transmitting, by the mobile device, the encrypted key to a card issuer computing system;
• receiving, by the mobile device, the information regarding the transaction card identified from a decryption of the encrypted key via the card issuer computing system;
• responding, by the mobile device, to the identified information regarding the transaction card by automatically displaying a web site associated with the URL, wherein the web site associated with the URL comprises a field automatically populated based on the identified information regarding the transaction card;
• providing, by the mobile device, an indication of an activation of the transaction card responsive to receiving an indication from the card issuer computing system that the identified information regarding the transaction card matches information associated with the transaction card stored in a database;
• providing, by the mobile device, an indication of a forgotten credential;
• receiving, via a second contactless communication by the mobile device from the transaction card, information embedded on the transaction card;
• responding, by the mobile device, to the information from the second contactless communication by displaying the web site associated with the URL, the web site including a credential reset graphical user interface (GUI);
• receiving, by the mobile device and via the credential reset GUI, an indication to change a credential for accessing an account associated with the transaction card;
• and
• providing, by the mobile device, the information embedded on the transaction card to the card issuer computing system to reset the credential for accessing the account associated with the transaction card.

A system comprising:

• a processor;
• and
• a memory storing instructions that, when executed by the processor, cause operations comprising:
• receive a transaction card application for a contactless transaction card from an applicant;
• issue the contactless transaction card based on the transaction card application, wherein the contactless transaction card comprises a uniform resource locator (URL) and an encrypted key embedded thereon;
• store information associated with the contactless transaction card in a database;
• receive the URL and the encrypted key from a first contactless communication between the contactless transaction card and a customer device;
• decrypt the encrypted key to identify information regarding the contactless transaction card;
• provide a web site associated with the URL for display to the applicant, wherein the web site associated with the URL comprises a field automatically populated based on the identified information regarding the contactless transaction card;
• retrieve the information associated with the contactless transaction card from the database;
• activate the contactless transaction card in response to verifying that the identified information regarding the contactless transaction card matches the information associated with the contactless transaction card retrieved from the database;
• receive information associated with the contactless transaction card from a second contactless communication between the contactless transaction card and the customer device;
• and
• reset a credential for accessing an account associated with the contactless transaction card responsive to receiving an indication of a forgotten credential and information from the second contactless communication between the contactless transaction card and the customer device, wherein resetting the credential includes providing a credential reset graphical user interface (GUI) to the customer device responsive to the second contactless communication, and wherein the second contactless communication causes access to the web site associated with the URL.