Data aggregation management based on credentials

A method, comprising:

• monitoring electronic credentials of users that a hardware computing device uses to download data of the users from a first plurality of third-party service providers using electronic credentials for the users, wherein the first plurality of third-party service providers provide the data over a data network, on behalf of the users, to a second plurality of third-party service providers that receive the data, using electronic credentials for the detecting, for a user of the users;
• detecting, for a user of the users, the hardware computing device using electronic credentials that are partially the same to download the data from the same data-providing third-party service provider of the first plurality of third-party service providers that provide the data by comparing a portion of the electronic credentials for multiple data-receiving third-party service providers of the second plurality of third-party service providers that request access to and receive the data;
• and
• in response to the detecting that multiple data-receiving third-party service providers are requesting access to the same data-providing third-party service provider using electronic credentials that are partially the same, sharing, with the multiple data-receiving third-party service providers of the second plurality of third-party service providers, the downloaded data by the hardware computing device from the same data-providing third-party service provider of the first plurality of third-party service providers with the electronic credentials using a same session identity before a session expires.

An apparatus, comprising:

• means for monitoring electronic credentials of users that a hardware computing device uses to download data of the users from a first plurality of third-party service providers using electronic credentials for the users, wherein the first plurality of third-party service providers provide the data over a data network, on behalf of the users, to a second plurality of third-party service providers that receive the data;
• means for detecting, for a user of the users, the hardware computing device using electronic credentials that are partially the same to download the data from the same data-providing third-party service provider of the first plurality of third-party service providers that provide the data by comparing a portion of the electronic credentials for multiple data-receiving third-party service providers of the second plurality of third-party service providers that request access to and receive the data;
• and
• means for sharing, in response to a detection that multiple data-receiving third-party service providers are requesting access to the same data-providing third-party service provider using electronic credentials that are partially the same, with the multiple data-receiving third-party service providers of the second plurality of third-party service providers, the downloaded data by the hardware computing device from the same data-providing third-party service provider of the first plurality of third-party service providers with the electronic credentials using a same session identity before a session expire.