Systems and methods for card-handling by point of sale devices
AssigneeCapital One Services, LLC
InventorsAbdelkader Benkreira, Joshua Edwards, Michael Mossoba
Life of this patent
Estimating the term…
Abstract
A computer vision card reader and/or point of sale device is described. The device is configured to sense when a user inserts a card into a card reader and to determine when a user departs or is about to depart from the device without retrieving the card. The device may issue an audible or visible alert to the user, reminding the user to retrieve the card. The device may additionally send a notification to a mobile device associated with the user that reminds the user that he has left a card at the point of sale. In some embodiments, message sent to the user contains a code and, upon entry of the code, the point of sale or card reader device returns the card to the user.
Claims20
A point of sale (POS) device comprising:
- a card reader configured for insertion and return of a card and for entry of a code;
- and
- a processor in data communication with the card reader, a first sensor, and a second sensor, wherein the processor is configured to:
- receive a first notification from the first sensor,
- receive a second notification from the second sensor,
- transmit a message indicating a card insertion, the message including a message code,
- maintain a transaction session for a period of time following the transmission of the message, and
- upon receipt of a third notification from the card reader, instruct the card reader to return the card.
A user alert method, the method comprising:
- detecting, by a first sensor, a card insertion into a card reader;
- transmitting, by the first sensor, a first notification to a processor, wherein the first notification indicates the card insertion;
- detecting, by a second sensor, the presence of a user within a vicinity of the second sensor;
- transmitting, by the second sensor, a second notification to the processor, wherein the second notification indicates the presence of the user;
- initiating, by the processor, a transaction session upon receipt of the first notification and the second notification;
- detecting, by a second sensor, the absence of the user within the vicinity of the second sensor;
- transmitting, by the second sensor, a third notification to the processor, wherein the third notification indicates the absence of the user;
- transmitting, by the processor, a message indicating the card insertion upon receipt of the third notification, the message including a code;
- maintaining, by the processor, the transaction session for a period of time following the transmission of the message;
- receiving, by the card reader, entry of the code;
- transmitting, by the card reader, a fourth notification to the processor, wherein the fourth notification indicates the entry of the code;
- and
- instructing, by the processor, the card reader to release the card.
A card reader comprising:
- a slot for insertion and removal of a card, the slot configured to retain the card until the conclusion of a transaction session;
- a card sensor configured to determine whether the card has been inserted into the slot and whether the card has been removed from the slot;
- and
- an input device configured to receive the entry of a code, wherein:
- upon determining the insertion of the card into the slot, the card sensor is configured to transmit a first notification indicating the insertion of the card,
- upon receipt of the entry of the code by the input device, the card reader is configured to transmit a second notification indicating receipt of the entry of the code, and
- upon receipt of a third notification extending the transaction session for a period of time, the card reader is configured to retain the card for the period of time.
Dependencies are inferred from the claim text.