US 11,538,042 B2 · Systems and methods for preventing identity fraud of electronic transaction device

Abstract

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Claims20

Dependent claims

An identity card checking method comprising:

initiating an identity check when a payment instrument including identity information of a registered owner of the payment instrument is brought into close proximity of a data processing device;
displaying the identity information of the registered owner of the payment instrument on a display of the data processing device;
and
removing the identity information of the registered owner of the payment instrument from the display based on a location of the payment instrument.

1 more element

A non-transitory computer-readable medium storing instructions for performing an identity card checking, the instructions, when executed by one or more processors, causing the one or more processors to perform operations comprising:

initiating an identity check when a payment instrument including identity information of a registered owner of the payment instrument is brought into close proximity of a data processing device;
displaying the identity information of the registered owner of the payment instrument on a display of the data processing device;
and
removing the identity information of the registered owner of the payment instrument from the display based on a location of the payment instrument.

1 more element

Dependencies are inferred from the claim text.

Facts

Application

17/370,008Filed 8 Jul 2021 · continuation

Priority

GB 160139326 Jan 2016

Published

US 2021/0334806 A128 Oct 2021

Granted

27 Dec 2022

Term ends

Not estimatedThe source records don’t support an estimate.

Classification8 codes

G06Q 20/405
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check…:…
G06K 19/145
The marking being sensed by radiation: at least one of the further markings being adapted for galvanic or wireless sensing, e.g. an RFID tag with…
G06K 19/18
At least one kind of marking being used for authentication, e.g. of credit or identity cards: constructional details
G06Q 20/3278
Short range or proximity payments by means of M-devices: rFID or NFC payments by means of M-devices

Family

Application15/417,067Parent of this division · filed 26 Jan 2017

Application16/863,076Parent of this continuation · filed 30 Apr 2020

US 10,692,090 B2Parent of this division · filed 23 Jun 2020

US 2021/0334806 A1Pre-grant publication · published 28 Oct 2021

US 11,093,948 B2Parent of this continuation

Application16/863,076Parent of this division

US 2017/0213218 A1Published application

US 2020/0258082 A1Published application

US 11,538,042 B2This patent

From the US filing history. Foreign family members aren’t listed.

Systems and methods for preventing identity fraud of electronic transaction device

Life of this patent

Systems and methods for preventing identity fraud of electronic transaction device

Life of this patent

Abstract

Claims20