Automated application workflows based on signal detection
AssigneeUnited Services Automobile Association (USAA)
InventorsMatthew David Nolte, William Michael Webb, Shiloh Huff, Shane J. London
Life of this patent
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Abstract
Techniques are described for automatically presenting workflow(s) in an application based at least partly on detected signal(s). A radio-frequency signal may be emitted from a transceiver and received by a transceiver of a user device when the transceiver is in proximity to the device. In response, an application including functionality to activate a payment card can launch.
Claims20
A computer-implemented method performed by at least one processor, the method comprising:
- receiving, by the at least one processor and through a transceiver component of a user device associated with a user of a physical payment card, a signal from a chip in the physical payment card, wherein:
- the signal is transmitted from a radio-frequency transmitter included in the physical payment card, or
- the signal is transmitted from a near field communication (NFC) transmitter included in the physical payment card;
- verifying that the physical payment card and the user device are associated with the user;
- receiving, by the at least one processor, a status of the physical payment card based on the signal;
- and
- after the verifying and based at least partly on the status of the physical payment card indicating an inactive status, presenting a card activation workflow in an application executing on the user device, wherein use of the card activation workflow causes the status of the physical payment card to transition from inactive to active.
A computing system comprising:
- at least one processor;
- and
- one or more memories communicatively coupled to the at least one processor, the memories storing instructions which, when executed by the at least one processor, cause the computing system to perform a process comprising:
- receiving, through a transceiver component of a user device associated with a user of a physical payment card, a signal from a chip in a physical payment card;
- verifying that the physical payment card and the user device are associated with the user;
- and
- after the verifying and based at least partly on a status of the physical payment card being currently inactive:
- presenting a card activation workflow, wherein use of the card activation workflow causes the status of the physical payment card to transition from inactive to active.
One or more computer-readable media storing instructions that, when executed by at least one processor, cause the at least one processor to perform a process comprising:
- receiving, through a transceiver component of a user device, a signal from a chip in a physical payment card;
- verifying that the physical payment card and the user device are associated with the user;
- receiving a status of the physical payment card based on the signal;
- and
- after the verifying and based at least partly on the status of the physical payment card indicating an inactive status, presenting a card activation workflow, wherein use of the card activation workflow causes the status of the physical payment card to transition from inactive to active.
Dependencies are inferred from the claim text.