Determining and initiating insurance claim events

A non-transitory computer-readable medium comprising computer-executable instructions configured to, when executed, cause a processor to:

• receive data related to a structure from a plurality of sensor devices configured to acquire the data, wherein each sensor device of the plurality of sensor devices is configured to periodically capture the data relating to the structure in accordance with a data capture frequency value;
• identify at least one repair to be made for the structure based on:
• a first dataset related to a condition inside the structure, wherein the first dataset is acquired by a first set of sensor devices of the plurality of sensor devices;
• and
• a second dataset related to an additional condition outside of the structure, wherein the second dataset is acquired by a second set of sensor devices of the plurality of sensor devices;
• retrieve an insurance policy from a database, wherein the insurance policy is associated with a policy holder and the structure;
• determine that the at least one repair is missing in the insurance policy associated with the structure;
• generate at least one instruction configured to modify a respective data capture frequency value of at least one of the plurality of sensor devices based on the least one repair being missing in the insurance policy associated with the structure;
• and
• transmit the at least one instruction to the at least one of the plurality of sensor devices.

A method, comprising:

• receiving, via a processor, data related to a structure from a plurality of sensor devices configured to acquire the data, wherein each sensor device of the plurality of sensor devices is configured to periodically capture data relating to the structure in accordance with a data capture frequency value;
• identifying, via the processor, at least one repair to be made for the structure based on the data;
• retrieving, via the processor, an insurance policy from a database, wherein the insurance policy is associated with a policy holder and the structure;
• determining, via the processor, that the at least one repair is missing in the insurance policy associated with the structure;
• generating, via the processor, at least one instruction configured to modify a respective data capture frequency value of at least one of the plurality of sensor devices based on the at least one repair being missing in the insurance policy;
• and
• transmitting, via the processor, the at least one instruction to the at least one of the plurality of sensor devices.