Computer-based systems and device configured for electronic authentication and verification of documents and methods thereof

A method comprising:

• obtaining a contactless communication tag configured to emit a contactless radio signal in response to a reader signal from at least one computing device;
• attaching the contactless communication tag to an applet-linked document;
• wherein the applet-linked document comprises document fields comprising:
• a document identifier that identifies the applet-linked document,
• a document content,
• a document recipient, and
• a document sender;
• receiving, by at least one processor from at least one computing device comprising a contactless reader associated with a document possessor, a contactless radio signal, tag data associated the contactless communication tag;
• wherein the tag data comprises encoded tag data associated with a contactless communication tag in response to a reader signal of the at least one computing device;
• wherein the tag data comprises a tag identifier and a promissory applet identifier;
• instructing, dynamically and in real-time, by the at least one processor, the at least one computing device to execute, based on the tag data, an applet associated with the contactless communication tag to:
• receive a webpage conveying document content data associated with an applet-linked document based on the applet;
• wherein the document content data comprises:
• a document identifier data item representing the document identifier,
• document content data item representing the document content,
• a document recipient data item representing document recipient, and
• a document sender data item representing a document sender;
• match, in real-time, the document recipient with the document possessor based on the document recipient identifier;
• generating, dynamically and in real-time, by the at least one processor, an account link linking the tag identifier to a user account associated with the document possessor where the document possessor matches the document recipient;
• generating, dynamically and in real-time, by the at least one processor, a document entry in the user account for the applet-linked document based on the account link between the tag identifier and the user account, wherein the document entry stores the document content data;
• receiving, by the at least one processor, a transfer request comprising the tag identifier and a requested document content data item representing a quantity to transfer from the user account;
• accessing, by the at least one processor via the account link, the document content data associated with the contactless communication tag of the applet-linked document based at least in part on the tag identifier;
• determining, by the at least one processor, a valid transfer request associated with the transfer request based on a comparison of the requested document content data item and the document content data;
• transferring, by the at least one processor, a quantity from a sender account linked to the document sender identifier to the user account based on the document content data and the valid transfer request;
• updating, by the at least one processor, a current status of the applet-linked document to indicate the transfer of the quantity;
• and
• updating, by the at least one processor, the webpage to indicate the current status of the applet-linked document.

A system comprising:

• an applet-linked document comprising document fields comprising:
• a document identifier that identifies the applet-linked document,
• a document content,
• a document recipient, and
• a document sender;
• a contactless communication tag configured to emit a contactless radio signal in response to a reader signal from at least one computing device;
• wherein the contactless communication tag is attached to the applet-linked document;
• and
• at least one processor of at least one computing device via an antenna module from a contactless reader of the at least one computing device;
• wherein the at least one processor is configured to implement instructions causing the at least one processor to perform steps to:
• receive a contactless radio signal data, comprising tag data associated with a contactless communication tag;
• wherein the tag data is extracted from a contactless radio signal emitted by the contactless communication tag in response to a reader signal of the at least one computing device;
• wherein the tag data comprises a tag identifier and an applet identifier;
• instruct the at least one computing device to execute, based on the tag data, an applet associated with the contactless communication tag to:
• receive, in real-time by user input via the at least one computing device, the document fields of the applet-linked document;
• generate, in real-time, document content data associated with the applet-linked document;
• wherein the document content data comprises:
• a document identifier data item representing the document identifier,
• a document content data item representing the document content,
• a document recipient data item representing the document recipient, and
• a document sender data item representing the document sender;
• write, in real-time, the document content data to a memory of the contactless communication tag so as to enable a subsequent contactless radio signal to carry subsequent tag data comprising the document content data;
• generate, dynamically and in real-time, an account link that links the tag identifier to a user account associated with the at least one computing device;
• generate, dynamically and in real-time, a document entry in the user account for the applet-linked document based on the account link between the tag identifier and the user account, wherein the document entry stored the document content data;
• receive a transfer request comprising the tag identifier and a requested document content data item representing a quantity to transfer from the user account;
• access, via the account link, the document content data associated with the contactless communication tag of the applet-linked document based at least in part on the tag identifier;
• determine a valid transfer request associated with the transfer request based on a comparison of the requested document content data item and the document content data;
• and
• transfer the quantity from the user account based on the valid transfer request.