Virtual home inspection
AssigneeEsurance Insurance Services, Inc.
InventorStephen Nicholas Lekas
Life of this patent
Estimating the term…
Abstract
A method, system and computer-readable medium are provided for facilitating a virtual inspection of an insurable area, the method including the steps of receiving an indication of a request from a user at a user mobile device to perform a virtual inspection of an insurable area, determining one or more information items needed with respect to the insurable area, providing a set of instructions to the user at the mobile device for capturing one or more image items based on the determined one or more information items, receiving a set of image items from the mobile device in response to the instructions and providing an insurance decision for the insurable area based on the received set of image items.
Claims15
A method for a virtual inspection, comprising:
- determining, by a computer server, information to be used for performing an inspection of an insurable area of property;
- providing, at the computer server and via a communication network, instructions to a mobile device to capture one or more images based on the determined information;
- receiving, via the communication network, the one or more images from the mobile device in response to the instructions;
- analyzing, by the computer server, the one or more images to determine a location of the mobile device when the one or more images were captured based on geotag information associated with the one or more images;
- validating, by the computer server, the one or more images by comparing the location of the mobile device to a location of the insurable area of property;
- identifying of the information to be used for performing the inspection based on the validated one or more images;
- and
- providing an insurance rate based on the identified information.
A non-transitory computer-readable medium having computer-executable instructions stored thereon for execution by a processor to perform a method for virtual inspection, the method including:
- determining, by a computer server, information to be used for performing an inspection of an insurable area of property;
- providing, via a communication network, instructions to a mobile device to capture one or more images based on the determined information;
- receiving, via the communication network, the one or more images from the mobile device in response to the instructions;
- analyzing, by the computer server, the one or more images to determine a location of the mobile device when the one or more images were captured based on geotag information associated with the one or more images;
- validating, by the computer server, the one or more images by comparing the location of the mobile device to a location of the insurable area of property;
- identifying of the information to be used for performing the inspection based on the validated one or more images;
- and
- providing an insurance rate based on the identified information.
A system, comprising:
- at least one data processor;
- and
- at least one memory storing instructions, which when executed by the at least one data processor, result in operations comprising:
- determining, by a computer server, information to be used for performing an inspection of an insurable area of property;
- providing, via a communication network, instructions to a mobile device to capture one or more image based on the determined information;
- receiving, via the communication network, the one or more images from the mobile device in response to the instructions;
- analyzing, by the computer server, the one or more images to determine a location of the mobile device when the one or more images were captured based on geotag information associated with the one or more images;
- validating, by the computer server, the one or more images by comparing the location of the mobile device to a location of the insurable area of property;
- identifying the information to be used for performing the inspection based on the validated one or more images;
- and
- providing an insurance rate based on the identified information.
Dependencies are inferred from the claim text.