Mobile cash deposit system and method
AssigneeUnited Services Automobile Association (USAA)
InventorsYongxiang Hu, Diana Reyna, Aaron Lee Van Heldorf
Life of this patent
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Abstract
An electronic cash deposit system includes a processor that receives a user-generated request for a deposit of cash into an account, receive data generated from a scan of a machine-readable image on a receptacle that receives the cash, perform a validation of the deposit of the cash based on a correlation between the data generated from the scan and a transaction key, generate confirmation of the deposit of the cash when the validation is confirmed, and send a notification to a banking system to update the account to reflect the deposit of the cash in response to the confirmation being generated.
Claims20
An apparatus, comprising:
- one or more image sensors;
- an electronic display;
- and
- one or more processors configured to:
- receive one or more images of cash received by the apparatus, wherein the one or more images are acquired via the one or more image sensors;
- generate a machine-readable image representative of an amount of the cash received by the apparatus;
- and
- display the machine-readable image via the electronic display, wherein the machine-readable image comprises a transaction key, and wherein a server device is configured to:
- receive the transaction key;
- validate an identity of a user and an account associated with the user based on the transaction key;
- and
- transfer funds corresponding to the amount of the cash into the account associated with the user in response to validating the identity of the user.
A method, comprising:
- receiving, via a processor, one or more images of cash received by a receptacle configured to receive the cash, wherein the one or more images are acquired via one or more image sensors disposed on the receptacle;
- generating, via the processor, a machine-readable image representative of an amount of the cash received by the receptacle;
- and
- displaying, via the processor, the machine-readable image via an electronic display disposed on the receptacle, wherein the machine-readable image comprises a transaction key, and wherein a server device is configured to:
- receive the transaction key;
- validate an identity of a user and an account associated with the user based on the transaction key;
- and
- transfer funds corresponding to the amount of the cash into the account associated with the user in response to validating the identity of the user.
A system, comprising:
- a receptacle, comprising:
- an image sensor configured to receive an image of cash placed in the receptacle;
- at least one processor configured to generate a machine-readable image based on the image of cash;
- and
- an electronic display configured to present the machine-readable image representative of an amount of the cash received by the receptacle;
- and a computing device, comprising a processor configured to:
- receive a request for a deposit of the cash into an account;
- receive the machine-readable image via one or more image sensors;
- determine a transaction key based on the machine-readable image;
- and
- send the transaction key to a server device, wherein the server device is configured to:
- validate an identity of a user and an account associated with the user based on the transaction key;
- and
- transfer funds associated with the deposit into the account associated with the user in response to validating the identity of the user.
Dependencies are inferred from the claim text.