Computer-based systems and/or computing devices configured for push-based transmissions using the target as a system of record

A system comprising:

• a memory;
• a display;
• and
• at least one processor of a computing device that is coupled to the memory, the at least one processor configured to:
• receive user profile configuration information identifying a first user;
• determine a recipient list for push-based information updates, wherein the recipient list comprises a plurality of other computing devices that are each associated with a plurality of users other than the first user, and the recipient list is associated with the user profile configuration information;
• determine an information set or application for the push-based information updates;
• receive an input comprising a change to the information set or the application;
• and
• run a daemon process as a background process of an operating system of the computing device,
• wherein the daemon process is configured to monitor the information set or the application for changes and automatically transmit the change to the information set or the application upon the receiving of the input comprising the change to the information set or the application, wherein the change is transmitted to the plurality of other computing devices without receiving a request for the change from any of the plurality of computing devices.

A non-transitory computer readable medium having instructions stored thereon that, upon execution by a computing device, cause the computing device to perform operations comprising:

• receiving user profile configuration information identifying a user;
• determining a recipient computing device for push-based information updates based on the user profile configuration information, wherein the recipient computing device is associated with a financial institution with which the user has an account and the computing device is not accessible by the user;
• determining transaction details of a transaction that has occurred related to the account;
• and
• running a daemon process as a background process of an operating system of the computing device,
• wherein the daemon process is configured to monitor the computing device for transactions that occur and automatically transmit the transaction details directly to the recipient computing device without being received by any intermediate devices so as to push the transaction details upon the determining that the transaction has occurred,
• wherein the transaction details comprise information configured for verification of the transaction by the financial institution, and
• wherein the transaction details are sent to the recipient computing device without receiving a request for the transaction details from the recipient computing device.