Using receipts for multifactor authentication

A computing device comprising:

• one or more processors;
• and
• memory storing instructions that, when executed by the one or more processors, cause the computing device to:
• receive, from a user device, a request to access an account, wherein the request to access the account comprises authentication information;
• determine that secondary authentication information should be submitted prior to providing access to the account,
• send, to the user device, a request for the secondary authentication information;
• receive the secondary authentication information, wherein the secondary authentication information comprises an image of a receipt;
• perform an image analysis of the image of the receipt to identify transaction information, wherein the transaction information comprises at least one of:
• a logo of a merchant, a date of a transaction, a time of the transaction, a dollar amount of the transaction, an authorization code of the transaction, or a plurality of digits of a transaction card used for the transaction;
• determine that the transaction information corresponds to one or more records associated with the account;
• and
• verify, based on a determination that the transaction information corresponds to one or more records associated with the account, the secondary authentication information;
• and
• provide, based on a verification of the secondary authentication information, access to the account.

A system comprising:

• a server;
• and
• a user device,
• wherein the server is configured to:
• receive, from the user device, a request to access an account, wherein the request to access the account comprises authentication information;
• determine that secondary authentication information should be submitted prior to providing access to the account,
• send, to the user device, a request for the secondary authentication information;
• receive the secondary authentication information, wherein the secondary authentication information comprises an image of a receipt;
• perform an image analysis of the image of the receipt to identify transaction information, wherein the transaction information comprises at least one of:
• a logo of a merchant, a date of a transaction, a time of the transaction, a dollar amount of the transaction, an authorization code of the transaction, or a plurality of digits of a transaction card used for the transaction, or;
• determine that the transaction information corresponds to one or more records associated with the account;
• and
• verify, based on a determination that the transaction information corresponds to one or more records associated with the account, the secondary authentication information;
• and
• provide, based on a verification of the secondary authentication information, access to the account;
• and
• wherein the user device is configured to:
• send the request to access the account;
• receive the request for the secondary authentication information;
• capture, using an image capture device, the image of the receipt;
• and
• send the image of the receipt to the server.

One or more non-transitory media storing instructions that, when executed by one or more processors, cause the one or more processors to perform steps comprising:

• receiving, from a user device, a request to access an account, wherein the request to access the account comprises authentication information;
• determining that secondary authentication information should be submitted prior to providing access to the account,
• sending, to the user device, a request for the secondary authentication information;
• receiving the secondary authentication information, wherein the secondary authentication information comprises an image of a receipt;
• performing an image analysis of the image of the receipt to identify transaction information, wherein the transaction information comprises at least one of:
• a logo of a merchant, a date of a transaction, a time of the transaction, a dollar amount of the transaction, an authorization code of the transaction, or a plurality of digits of a transaction card used for the transaction, or;
• determining that the transaction information corresponds to one or more records associated with the account;
• and
• verifying, based on a determination that the transaction information corresponds to one or more records associated with the account, the secondary authentication information;
• and
• providing, based on a verification of the secondary authentication information, access to the account.