Method and system for recording point to point transaction processing

A system for account management in a services platform, comprising:

• a receiver of a processing server configured to receive hierarchy data for an entity, wherein the hierarchy data includes user data for a plurality of users, the user data including at least contact data for a respective user;
• the processing server configured to execute a query on a memory of the processing server to insert, for the respective user, a user profile in the memory that includes at least the respective user data and authentication credentials;
• and
• a transmitter of the processing server configured to electronically transmit the authentication credentials included in the respective user profile one or more users using the contact data for the respective user, wherein
• the receiver of the processing server is further configured to receive at least authentication credentials, revised credentials, and a public key of a cryptographic key pair for the respective user, and
• the processing server is further configured to
• execute a query on the memory of the processing server to update, for the respective user, the user profile in the memory to change the authentication credentials to the revised credentials and include the respective public key,
• generate a ledger data entry for the respective user, wherein the ledger data entry includes at least the respective public key, and
• insert the generated ledger data entry for the respective user into a digital ledger.