Voice-assistant activated virtual card replacement
AssigneeCapital One Services, LLC
InventorsAdam Vukich, Abdelkadar M'Hamed Benkreira, Vu Nguyen, Joshua Edwards, Jonatan Yucra Rodriguez, David Gabriele
Life of this patent
Estimating the term…
Abstract
A device may receive a command associated with identifying a merchant for a virtual card swap procedure wherein the virtual card swap procedure is to replace a credit card of a user with a virtual card corresponding to the credit card. The device may identify the merchant for the virtual card swap procedure based on the command. The device may obtain the virtual card for the user. The device may determine a virtual card swap procedure template for the merchant. The device may perform the virtual card swap procedure based on the virtual card swap procedure template.
Claims20
A method, comprising:
- receiving, by a device, a command associated with identifying a merchant for a virtual card swap procedure associated with a user;
- obtaining, by the device and based on the command, virtual card information for the user;
- accessing, by the device and using user information associated with the user, a merchant transaction system associated with the merchant;
- and
- causing, by the device, the virtual card information to be stored in the merchant transaction system.
A device, comprising:
- one or more memories;
- and
- one or more processors communicatively coupled to the one or more memories, configured to:
- receive a command associated with identifying a merchant for a virtual card swap procedure associated with a user;
- obtain, based on the command, virtual card information for the user;
- access, using user information associated with the user, a merchant transaction system associated with the merchant;
- and
- cause the virtual card information to be stored in the merchant transaction system.
A non-transitory computer-readable medium storing instructions, the instructions comprising:
- one or more instructions that, when executed by one or more processors, cause the one or more processors to:
- receive a command associated with identifying a merchant for a virtual card swap procedure associated with a user;
- obtain, based on the command, virtual card information for the user;
- access, using user information associated with the user, a merchant transaction system associated with the merchant;
- and
- cause the virtual card information to be stored in the merchant transaction system.
Dependencies are inferred from the claim text.