# US 11,443,315 B2 · Camera device enabled identification and disambiguation system and method > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 11,443,315 B2 - Document ID: US11443315B2 - Status: Granted - Kind: B2 - Application number: 17/225,413 - Filed: 2021-04-08 - Published: 2021-09-02 - Granted: 2022-09-13 - Earliest claimed: 2019-02-06 - Assignees: Visa International Service Association - Applicants: Visa International Service Association - Inventors: Sunpreet Arora; Lacey Best-Rowden; Kim Wagner; Saman Sarraf - Web page: https://patentgrep.com/patent/US11443315B2 ## CPC - G06Q 20/40145: {Biometric identity checks} - G06K 19/0718: {the sensor being of the biometric kind, e.g. fingerprint sensors (fingerprint sensors in general G06V40/13; biometric access-control systems in general, see G07C9/00)} - G06Q 20/04: Payment circuits - G06Q 20/341: {Active cards, i.e. cards including their own processing means, e.g. including an IC or chip} - G07C 9/21: having a variable access code - G07C 9/25: using biometric data, e.g. fingerprints, iris scans or voice recognition - G07C 9/257: {electronically (G07C9/26 takes precedence)} - G07C 9/27: with central registration - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - G06K: GRAPHICAL DATA READING (image or video recognition or understanding G06V); PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS - G07C: TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE ## Abstract A method and system of using a vehicle mounted camera device to authenticate a user during an interaction is disclosed. The method includes receiving interaction data regarding an interaction between a user operating a communication device and an access device, the user being near other candidate users. The method then includes determining one or more match indicators, the match indicators generated by comparing different sample biometric templates of the user with different enrolled biometric templates. At least one of the different biometric sample templates may be an image-based biometric template and at least one may be a voice print biometric template. Then the method includes identifying the user based on at least the match indicator associated with the voice print biometric template. The method then includes, if the match indicators are positive match indicators, initiating a process on behalf of the user. ## Claims ### Claim 1 A method comprising: connecting, by a camera device, to one or more communication devices including a communication device of a user interacting with an access device at a resource provider in an interaction; determining, by the camera device, a plurality of different sample biometric templates of the user that is proximate to a plurality of candidate users, and image-based biometric templates of the candidate users, the plurality of different sample biometric templates comprising an image-based biometric template and a sample voice print biometric template; comparing the plurality of different sample biometric templates of the user with a plurality of different enrolled biometric templates to generate a plurality of match indicators; sending the plurality of match indicators and interaction data associated with the interaction to a server computer, wherein the server computer also receives a message comprising the interaction data from the access device; and if the plurality of match indicators are positive match indicators, the server computer initiates a process on behalf of the user. ### Claim 2 (depends on 1) The method of claim 1, wherein the plurality of different sample biometric templates and the plurality of different enrolled biometric templates are encrypted, and wherein comparing the plurality of different sample biometric templates of the user with the plurality of different enrolled biometric templates occurs in an encrypted domain. ### Claim 3 (depends on 1) The method of claim 1, wherein the one or more communication devices are mobile phones. ### Claim 4 (depends on 1) The method of claim 1, wherein the camera device is within a car. ### Claim 5 (depends on 1) The method of claim 1, further comprising: capturing, by the camera device, interaction data. ### Claim 6 (depends on 1) The method of claim 1, wherein the camera device is connected to the one or more communication devices via a short range wireless communication channel. ### Claim 7 (depends on 1) The method of claim 1, further comprising: receiving a voice sample, which causes the camera device to capture images used to form the image-based biometric templates of the user and the plurality of candidate users. ### Claim 8 (depends on 1) The method of claim 1, further comprising: receiving, by the camera device, one or more identifiers for the one or more communication devices. ### Claim 9 (depends on 8) The method of claim 8, wherein the one or more identifiers comprise phone numbers. ### Claim 10 (depends on 1) The method of claim 1, wherein the camera device is in a car and is mounted on a dashboard of the car. ### Claim 11 (depends on 1) The method of claim 1, further comprising: capturing, by the camera device, interaction data comprising an amount and a resource provider identifier. ### Claim 12 (depends on 1) The method of claim 1, wherein the camera device and the one or more communication devices are in a vehicle. ### Claim 13 A camera device comprising: a processor; a camera coupled to the processor; and a computer readable medium coupled to the processor, the computer readable medium comprising code executable by the processor to perform operations including: connecting to one or more communication devices including a communication device of a user interacting with an access device at a resource provider in an interaction; determining a plurality of different sample biometric templates of the user that is proximate to a plurality of candidate users, and image-based biometric templates of the candidate users, the plurality of different sample biometric templates comprising an image-based biometric template and a sample voice print biometric template; initiating generating a plurality of match indicators, the plurality of match indicators generated by comparing the plurality of different sample biometric templates of the user with a plurality of different enrolled biometric templates; sending the plurality of match indicators and interaction data associated with the interaction to a server computer, wherein the server computer also receives a message comprising the interaction data from the access device; and if the plurality of match indicators are positive match indicators, the server computer initiates a process on behalf of the user. ### Claim 14 (depends on 13) The camera device of claim 13, further comprising: a display coupled to the processor. ### Claim 15 (depends on 13) The camera device of claim 13, further comprising: a location determination system for determining a location of the camera device. ### Claim 16 (depends on 13) The camera device of claim 13, wherein the computer readable medium further comprises a template comparison module.