# US 11,443,159 B2 · Biodegradable payment card with embedded plant seeds > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 11,443,159 B2 - Document ID: US11443159B2 - Status: Granted - Kind: B2 - Application number: 17/339,246 - Filed: 2021-06-04 - Published: 2021-12-30 - Granted: 2022-09-13 - Earliest claimed: 2020-06-24 - Assignees: Capital One Services, LLC - Applicants: Capital One Services, LLC - Inventors: Benal Johnson; William Carroll - Web page: https://patentgrep.com/patent/US11443159B2 ## CPC - G06K 19/07722: {the record carrier being multilayered, e.g. laminated sheets (flat articles in general, see B32B37/00)} - A01H 5/10: Seeds - B42D 25/23: Identity cards - B42D 25/36: comprising special materials - B42D 25/369: Magnetised or magnetisable materials - B42D 25/45: Associating two or more layers - C08L 99/00: Compositions of natural macromolecular compounds or of derivatives thereof not provided for in groups C08L89/00 - C08L97/00 - G06K 19/02: characterised by the selection of materials, e.g. to avoid wear during transport through the machine - G06K 19/06196: {Constructional details} - G06K: GRAPHICAL DATA READING (image or video recognition or understanding G06V); PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS - A01H: NEW PLANTS OR {NON-TRANSGENIC} PROCESSES FOR OBTAINING THEM; PLANT REPRODUCTION BY TISSUE CULTURE TECHNIQUES - B42D: BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS - C08L: COMPOSITIONS OF MACROMOLECULAR COMPOUNDS (compositions based on polymerisable monomers C08F, C08G; artificial filaments or fibres D01F; textile treating compositions D06) ## Abstract Aspects described herein may allow for a payment card assembly including a payment card having a first surface and an opposed second surface, and being formed of a biodegradable plastic. A Europay, Mastercard, and Visa (EMV) chip may be removably secured to the payment card. One or more plant seeds may be embedded in the payment card. ## Claims ### Claim 1 A payment card assembly comprising: a payment card having a first surface, an opposed second surface, and being formed of a plurality of layers of biodegradable plastic; a Europay, Mastercard, and Visa (EMV) chip removably secured to the payment card; and one or more plant seeds embedded in a first layer of the plurality of layers of biodegradable plastic, wherein at least one plant seed is embedded partially in the first layer of the plurality of layers of biodegradable plastic and partially in a second layer of the plurality of layers of biodegradable plastic, the second layer being adjacent to the first layer. ### Claim 2 (depends on 1) The payment card assembly of claim 1, wherein the EMV chip is positioned in a portion of the payment card that is surrounded by a perforation line. ### Claim 3 (depends on 1) The payment card assembly of claim 1, further comprising a recess formed in the first surface of the payment card, the EMV chip being removably secured within the recess. ### Claim 4 (depends on 3) The payment card assembly of claim 3, wherein the EMV chip is removably secured to the payment card within the recess via an adhesive. ### Claim 5 (depends on 3) The payment card assembly of claim 3, wherein the recess extends inwardly from a peripheral edge of the payment card, and further comprising an insert removably received in the recess, grooves extending along opposed sides of one of the recess and the insert, and mating projections formed on opposed sides of the other of the recess and the insert, wherein the EMV chip is positioned in the insert. ### Claim 6 (depends on 1) The payment card assembly of claim 1, further comprising a magnetic strip removably secured to the payment card. ### Claim 7 (depends on 6) The payment card assembly of claim 6, further comprising a recess formed in the first surface of the payment card, the magnetic strip being removably secured within the recess. ### Claim 8 (depends on 7) The payment card assembly of claim 7, wherein the magnetic strip is removably secured to the payment card within the recess via an adhesive. ### Claim 9 (depends on 7) The payment card assembly of claim 7, wherein the recess extends inwardly from a peripheral edge of the payment card, and further comprising an insert removably received in the recess, grooves extending along opposed sides of one of the recess and the insert, and mating projections formed on opposed sides of the other of the recess and the insert, wherein the magnetic strip is positioned in the insert. ### Claim 10 (depends on 1) The payment card assembly of claim 1, wherein the first layer is adjacent to an outermost layer of the plurality of layers of biodegradable plastic, a first plant seed is positioned in the first layer of the plurality of layers of biodegradable plastic, and a second plant seed is positioned in the second layer of the plurality of layers of biodegradable plastic, the second layer being adjacent the first layer and spaced from the outermost layer. ### Claim 11 (depends on 10) The payment card assembly of claim 10, wherein at least another plant seed is positioned in each layer of the plurality of layers of biodegradable plastic other than an outermost layer of the plurality of layers. ### Claim 12 (depends on 1) The payment card assembly of claim 1, wherein the first layer is adjacent to an outermost layer of the plurality of layers of biodegradable plastic, the outermost layer is free of plant seeds, and the second layer is spaced from the outermost layer. ### Claim 13 A payment card assembly comprising: a payment card having a first surface, an opposed second surface, and being formed of a plurality of layers of biodegradable plastic; a Europay, Mastercard, and Visa (EMV) chip removably secured on the first surface of the payment card; a magnetic strip removably secured on the second surface of the payment card; and one or more plant seeds embedded in a first layer of the plurality of layers of biodegradable plastic, wherein at least one plant seed is embedded partially in the first layer of the plurality of layers of biodegradable plastic and partially in a second layer of the plurality of layers of biodegradable plastic, the second layer being adjacent to the first layer. ### Claim 14 (depends on 13) The payment card assembly of claim 13, further comprising a first recess formed in the first surface of the payment card and a second recess formed in the second surface of the payment card, the EMV chip being removably secured within the first recess and the magnetic strip being removably secured within the second recess. ### Claim 15 (depends on 14) The payment card assembly of claim 14, wherein the EMV chip is removably secured to the payment card within the first recess via an adhesive and the magnetic strip is removably secured to the payment card within the second recess via an adhesive. ### Claim 16 (depends on 14) The payment card assembly of claim 14, wherein: the first recess extends inwardly from a first peripheral edge of the payment card, the second recess extends inwardly from a second peripheral edge of the payment card, a first insert is removably received in the first recess, a second insert is removably received in the second recess, first grooves extend along opposed sides of one of the first recess and the first insert, first projections are formed on opposed sides of the other of the first recess and the first insert, second grooves extend along opposed sides of one of the second recess and the second insert, second projections are formed on opposed sides of the other of the second recess and the second insert, the EMV chip is positioned in the first insert, and the magnetic strip is positioned in the second insert. ### Claim 17 (depends on 13) The payment card assembly of claim 13, wherein the first layer is adjacent to an outermost layer of the plurality of layers of biodegradable plastic, the outermost layer is free of plant seeds, and the second layer is spaced from the outermost. ### Claim 18 (depends on 13) The payment card assembly of claim 13, wherein the first layer is adjacent to an outermost layer of the plurality of layers of biodegradable plastic, a first plant seed is positioned in a first layer of the plurality of layers of biodegradable plastic, and a second plant seed is positioned in the second layer of the plurality of layers of biodegradable plastic, the second layer being adjacent to the first layer and spaced from the outermost layer. ### Claim 19 A payment card assembly comprising: a payment card having a first surface, an opposed second surface, a first recess formed in the first surface, a second recess formed in the second surface, and being formed of a plurality of layers of biodegradable plastic; a Europay, Mastercard, and Visa (EMV) chip removably secured in the first recess; and a magnetic strip removably secured in the second recess; and a plurality of plant seeds embedded in a first layer of the plurality of layers of biodegradable plastic, wherein at least one plant seed is embedded partially in the first layer of the plurality of layers of biodegradable plastic, and partially in a second layer of the plurality of layers of biodegradable plastic, the second layer being adjacent to the first layer. ### Claim 20 (depends on 19) The payment card assembly of claim 19, wherein the first layer is adjacent to an outermost layer of the plurality of layers of biodegradable plastic, and the outermost layer is free of plant seeds.