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US 11,388,206 B2Granted
Modifying signal associations in complex computing networks
OwnerJeffrey W. Mankoffinventor
Life of this patent
Estimating the term…
Abstract
This disclosure is directed to an apparatus for modifying a temporal signal association in a complex computing network such that a future computing operation is intelligently executed based on the modified signal association.
Claims20
An apparatus for modifying a temporal data association in a complex computing network, the apparatus comprising one or more computing device processors configured for:
- determining association of financial value data with first payment system data;
- determining registration of second payment system data with a user database;
- in response to determining the registration of the second payment system data with the user database, dissociating the financial value data from the first payment system data and associating the financial value data with the second payment system data,
- wherein:
- a first payment operation is initiated using the second payment data,
- in response to determining the first payment operation is initiated using the second payment system data, a determination is made whether the financial value data is associated with the second payment system data,
- in response to determining the financial value data is associated with the second payment system data, the first payment operation is executed using the financial value data,
- wherein, upon execution of the first payment operation, the financial value data is dissociated from the second payment system data, or rendered inoperable for a future payment operation, based on determining an attribute associated with the financial value data is extinguished,
- wherein the first payment operation is a substantially real-time payment transaction initiated at a first merchant via a first payment device,
- wherein:
- a second payment operation is initiated using the first payment system data,
- in response to determining the second payment operation is initiated using the first payment system data, a determination is made whether the financial value data is associated with the first payment system data, and
- in response to determining the financial value data is not associated with the first payment system data, the second payment operation is executed based on the first payment system data, and not using on the financial value data,
- wherein the second payment operation is a second substantially real-time payment transaction initiated at a second merchant via a second payment device, and
- wherein the first payment system data and the second payment system data are storable.
12 more elements
A method for modifying a temporal data association in a complex computing network, the method comprising:
- determining, using one or more computing device processors, association of financial value data with first payment system data;
- determining, using the one or more computing device processors, registration of second payment system data with a user database;
- in response to determining the registration of the second payment system data with the user database, dissociating, using the one or more computing device processors, the financial value data from the first payment system data and associating the financial value data with the second payment system data,
- wherein:
- a first payment operation is initiated using the second payment system data,
- in response to determining the first payment operation is initiated using the second payment system data, a determination is made whether the financial value data is associated with the second payment system data,
- in response to determining the financial value data is associated with the second payment system data, the first payment operation is executed using the financial value data,
- wherein, upon execution of the first payment operation, the financial value data is dissociated from the second payment system data, or rendered inoperable for a future payment operation, based on determining an attribute associated with the financial value data is extinguished,
- wherein the first payment operation is a substantially real-time payment transaction initiated at a first merchant via a first payment device,
- wherein:
- a second payment operation is initiated using the first payment system data,
- in response to determining the second payment operation is initiated using the first payment system data, a determination is made whether the financial value data is associated with the first payment system data, and
- in response to determining, using the one or more computing device processors, the financial value data is not associated with the first payment system data, the second payment operation is executed based on the first payment system data, and not using the financial value data,
- wherein the second payment operation is a second substantially real-time payment transaction initiated at a second merchant via a second payment device,
- wherein the first payment system data and the second payment system data are storable.
12 more elements
An apparatus for modifying a temporal data association in a complex computing network, the apparatus comprising one or more computing device processors configured for:
- determining association of financial value data with first payment system data;
- determining registration of second payment system data with a user database;
- in response to determining the registration of the second payment system data with the user database, dissociating the financial value data from the first payment system data and associating the financial value data with the second payment system data,
- wherein:
- a first payment operation is initiated using the second payment system data,
- in response to determining the first payment operation is initiated using the second payment system data, a determination is made whether the financial value data is associated with the second payment system data,
- in response to determining the financial value data is associated with the second payment system data, the first payment operation is executed using the financial value data,
- wherein, upon execution of the first payment operation, the financial value data is dissociated from the second payment system data, or rendered inoperable for a future payment operation, based on determining an attribute associated with the financial value data is extinguished,
- wherein the first payment operation is a substantially real-time payment transaction initiated at a first merchant via a first payment device,
- wherein:
- a second payment operation is initiated using the first payment system data,
- in response to determining the second payment operation is initiated using the first payment system data, a determination is made whether the financial value data is associated with the first payment system data,
- in response to determining the financial value data is not associated with the first payment system data, the second payment operation is executed based on the first payment system data, and not using the financial value data,
- wherein the second payment operation is a second substantially real-time payment transaction initiated at a second merchant via a second payment device,
- wherein the first payment system data and the second payment system data are storable.
12 more elements
Dependencies are inferred from the claim text.