Computer assisted benefits application

A system comprising:

• a processor;
• and
• a memory device operatively coupled to the processor;
• the memory comprising code executable by the processor for simulating a paper-based benefits application, the code comprising:
• code that executes a benefits application workflow, comprising:
• code that receives first documentation of an applicant;
• code that provides data for displaying, on a device screen of a computing device, a graphical representation of a paper-based benefits application that includes one or more fields associated with a rule;
• code that automatically inserts data of the first documentation into at least one of the one or more fields;
• code that receives a user input comprising text or numeric input to the one or more fields;
• code that provides, based on the user input to the one or more fields, a request for supporting documentation, wherein the request identifies that a supporting document is required to be submitted as part of the paper-based benefits application;
• code that thereafter receives user supplied documentation;
• code that classifies the user supplied documentation, using the processor of the system, by:
• processing the user supplied documentation to identify one or more elements thereof;
• comparing the one or more elements to a datastore of known elements;
• and determining a document type based on the comparing;
• code that provides an indication of the document type and a request for user confirmation thereof;
• code that thereafter confirms the document type and automatically associates a document of the confirmed document type with a field associated with the user input;
• wherein the document type is a spousal individual retirement account (IRA) document;
• code that provides, based on at least in part on the spousal IRA document, an initial eligibility indication based on assigning the IRA document a spousal amount and excluding the spousal amount from assets of the applicant;
• and
• code that thereafter converts user supplied data to the one or more fields into a printable form of the paper-based benefits application, including the document of the user supplied documentation;
• wherein the code for simulating the paper-based benefits application is not configured to submit the paper-based benefits application to one or more online application portals utilized to process online applications.

A method, comprising:

• using a client computing device for simulating a paper-based benefits application, the client computing device being configured for:
• displaying, on a display device, at least a portion of a benefits application that mimics a paper benefits application, the at least a portion of the benefits application comprising data fields for entering alphanumeric applicant data;
• receiving documentation of the applicant;
• automatically populating, using a processor, one or more data fields using data of the documentation;
• receiving user input to one or more data fields;
• displaying, on the display device, an indication that supporting documentation is required based on the user input;
• thereafter receiving the supporting documentation, extracting data therefrom, incorporating data of the supporting documentation into the one or more data fields, and appending the supporting documentation to the benefits application;
• determining an initial eligibility status for the applicant based on the data of the one or more data fields and the supporting documentation;
• the determining comprising automatically identifying that the supporting documentation includes a spousal asset and discounting the spousal asset from an asset value of the applicant;
• thereafter outputting a data file to print the benefits application and supporting documentation, wherein the client computing device is not configured to submit the paper-based benefits application to one or more online application portals utilized to process online applications.