System for providing scores to customers based on financial data

A system for evaluating a relationship between a customer and a financial institution based on the customer's financial data, the system comprising:

• a central database for storing a plurality of modules;
• a central server coupled to the central database for processing the plurality of modules;
• and
• a computer display to display the plurality of modules, wherein the plurality of modules includes:
• a criteria configuration module to configure input parameters for scoring the customer, the criteria configuration module includes:
• a metric module to receive values related to the input parameters required to evaluate a score over a duration;
• a rolling window for configuring the duration that ends on a previous day of evaluation;
• and
• a measurement module defines transformation criteria to be applied on the values corresponding to the input parameters, where the transformation criteria is a truth rule;
• a data module coupled with the central database to receive the customer's financial data and personal data;
• a computation module coupled to the data module and the criteria configuration module to compute the score for each customer using the input parameters defined in the metric module, the computation module includes:
• a metric evaluation module to compute and apply the transformation criteria to the values of the input parameters, the metric evaluation module includes:
• a balance module to extract amount values against balance heads in an account of each customer, further the balance module computes aggregates of the balance heads using the extracted amount values;
• a portfolio module to extract values of portfolio size of types of accounts of each customer;
• and
• a transaction module to extract financial transaction values made by each customer, further the transaction module computes aggregates of a count of transactions using the extracted financial transaction values, wherein the transaction module computes an average transaction amount, a total transaction amount, and an average transaction count over a time period defined by a user of each customer;
• and
• a scoring module coupled to the metric evaluation module to automatically compute and display the score of the customers based on the values retrieved from the metric evaluation module;
• and
• a score captioning module to define and label multiple ranges of the scores, wherein the computation module labels the score as per the range, wherein the score captioning module fits the score into at least one of the ranges and apply the defined label to the score to define a relationship of each client with a bank.