Contextual authentication of an electronic wallet
AssigneeIntel Corporation
InventorsMichael Nolan, Davide Carboni, Ned M. Smith
Life of this patent
Estimating the term…
Abstract
Methods and systems are provided for a contextual authentication of an electronic wallet (e-wallet). An example apparatus includes a wallet application configured to confirm a context for use of an e-wallet, wherein the context is defined by a multifactor authentication (MFA) policy. A multifactor authentication application is configured to access a context sensor to provide input to the wallet application for the MFA policy.
Claims23
An apparatus for a contextual authentication of an electronic wallet (e-wallet), comprising:
- a processor;
- and
- memory including instructions, which when executed by the processor, cause the processor to execute:
- a wallet application configured to confirm a context for use of an e-wallet by a user, wherein the context is defined by a multifactor authentication (MFA) policy;
- and
- a multifactor authentication application configured to access a context sensor to provide input to the wallet application for the MFA policy,
- wherein the MFA policy comprises a valid biometric identification of the user and a user proximity rule requiring the user to be proximate to the apparatus hosting the e-wallet, the valid biometric identification invoked during an initial transaction with the e-wallet, and the user proximity rule invoked during subsequent transactions with the e-wallet, and wherein the MFA policy denies use of the e-wallet based on expiration of a user presence timer, the user presence timer started when the user is no longer detected by the apparatus hosting the e-wallet, and
- wherein the MFA policy is verified to meet a standard set by a community of miners in a blockchain, the blockchain used to clear the initial transaction with the e-wallet.
A method for a contextual authentication of an e-wallet, comprising:
- receiving a request to authorize a transaction in a device hosting the e-wallet;
- invoking a multifactor authentication application to authenticate a user of the e-wallet by using a context sensor to determine a context for the user;
- allowing repeated use of the e-wallet if rules for the context are met, wherein the rules comprise a valid biometric identification of the user and a user proximity rule requiring the user to be proximate to the device hosting the e-wallet, the valid biometric identification invoked during an initial transaction with the e-wallet, and the user proximity rule invoked during subsequent transactions with the e-wallet, wherein the rules for the context are verified to meet a standard set by a community of miners in a blockchain, the blockchain used to clear the initial transaction with the e-wallet;
- and
- denying use of the e-wallet based on expiration of a user presence timer, the user presence timer started when the user is no longer detected by the device hosting the e-wallet.
A non-transitory, machine readable medium comprising code for a contextual authentication of an electronic wallet (e-wallet) that, when executed, directs a processor to:
- receive a request to authorize a transaction in a device hosting the e-wallet;
- invoke a multifactor authentication application to authenticate a user of the e-wallet by using a context sensor to determine a context for the user;
- allow repeated use of the e-wallet if rules for the context are met, wherein the rules comprise a valid biometric identification of the user and a user proximity rule requiring the user to be proximate to the device hosting the e-wallet, the valid biometric identification invoked during an initial transaction with the e-wallet, and the user proximity rule invoked during subsequent transactions with the e-wallet, wherein the rules for the context are verified to meet a standard set by a community of miners in a blockchain, the blockchain used to clear the initial transaction with the e-wallet;
- and
- deny use of the e-wallet based on expiration of a user presence timer, the user presence timer started when the user is no longer detected by the device hosting the e-wallet.
Dependencies are inferred from the claim text.