Managed account continuum system and method

A server comprising:

• a memory and a processor, wherein the memory is configured to store instructions executable by the processor, wherein the instructions are configured to cause the processor to:
• provide a single-rail managed account product continuum on a customer interface device;
• receive state-of-life data from a monitoring device comprising a sensor configured to detect the state-of-life data;
• determine a recommendation of one or more financial service products of a plurality of financial service products based on the state-of-life data detected by the sensor;
• and
• send the recommendation of the one or more financial service products to the customer interface device as part of the single-rail managed account product continuum.

One or more tangible, non-transitory, machine-readable media comprising instructions configured to cause a processor to:

• provide a single-rail managed account product continuum on a customer interface device;
• receive state-of-life data from a monitoring device comprising a sensor configured to detect the state-of-life data;
• determine a recommendation of a financial service product of the single-rail managed account product continuum based on the state-of-life data detected by the sensor;
• and
• send the recommendation of the financial service product to the single-rail managed account product continuum on the customer interface device.