Data amelioration and reformation system

A computer-implemented method, comprising:

• receiving transaction information for a transaction comprising a total amount of the transaction, a party associated with the transaction, and goods or services associated with the transaction;
• identifying a plurality of possible charge types based at least in part on the party associated with the transaction and the goods or services associated with the transaction, at least one of the possible charge types having a charge amount;
• generating a plurality of combinations of the plurality of possible charge types, each of the plurality of combinations comprising one or more of the possible charge types and having a combined total amount calculated from the charge amount of the one or more possible charge types in each of the plurality of combinations;
• comparing the combined total amount for each of the plurality of possible, charge types to the total amount of the transaction;
• selecting, using a machine-learning model, a closest matching combined total amount based at least in part on a comparison of the combined total amount for each of the plurality of possible charge types to the total amount of the transaction;
• separating the transaction into a plurality of individual charges corresponding to respective ones of the plurality of possible charge types associated with the combination of possible charge types associated with the closest matching combined total amount;
• generating an information alert that contains a price and a URL where at least one of the plurality of individual charges can be viewed;
• formatting the information alert into data blocks according to an information format to create a formatted information alert;
• and
• transmitting the formatted information alert over a wireless communication channel to a wireless device associated with the party associated with the transaction, wherein the formatted alert activates an application installed on a remote computer to cause the information alert to display on the remote computer and to enable the remote computer to view the at least one of the plurality of individual charges via the URL when the wireless device is locally connected to the remote computer and the remote computer comes online.

A non-transitory, computer-readable medium comprising machine-readable instructions that, when executed by a processor of a computing device, cause the computing device to at least:

• receive transaction information for a transaction comprising a total amount of the transaction, a party associated with the transaction, and goods or services associated with the transaction;
• identify a plurality of possible charge types based at least in part on the party associated with the transaction and the goods or services associated with the transaction, at least one of the possible charge types having a charge amount;
• generate a plurality of combinations of the plurality of possible charge types, each of the plurality of combinations comprising one or more of the possible charge types and having a combined total amount calculated from the charge amount of the one or more possible charge types in each of the plurality of combinations;
• compare the combined total amount for each of the plurality of possible charge types to the total amount of the transaction;
• select, using a machine-learning model, a closest matching combined total amount based at least in part on a comparison of the combined total amount for each of the plurality of possible charge types to the total amount of the transaction;
• separate the transaction into a plurality of individual charges corresponding to respective ones of the plurality of possible charge types associated with the combination of possible charge types associated with the closest matching combined total amount;
• generate an information alert that contains a price and a URL where at least one of the plurality of individual charges can be viewed;
• format the information alert into data blocks according to an information format to create a formatted information alert;
• and
• transmit the formatted information alert over a wireless communication channel to a wireless device associated with the party associated with the transaction, wherein the formatted alert activates an application installed on a remote computer to cause the information alert to display on the remote computer and to enable the remote computer to view the at least one of the plurality of individual charges via the URL when the wireless device is locally connected to the remote computer and the remote computer comes online.