Expressive digital content using payment QR codes

A method for performing a peer-to-peer transaction with a graphical construct on a first mobile device comprising a processor, the method comprising:

• receiving, by the processor, a user input for performing the peer-to-peer transaction;
• capturing, by the processor, one or more user intents of the received user input;
• determining, by the processor, an expressive element in accordance with the captured one or more user intents;
• generating, by the processor, the graphical construct by customizing the expressive element, the customizing comprising identifying one or more sentiments associated with the peer-to-peer transaction and visually modifying a QR code of the expressive element in accordance with the identified one or more sentiments;
• embedding, by the processor, payment information within the graphical construct;
• and
• performing, by the processor, the peer-to-peer transaction with a second mobile device in communication with the first mobile device by presenting the generated graphical construct.